151 Smith Ave, Westminster, MD 21157 Property Records

Carroll County property record for 151 Smith Ave, Westminster, MD 21157 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 1952
Square Footage	1,750 sqft Total Area
Lot Size	20,995 sqft (0.482 acres)
Garage	Attached, 483 sqft
Occupancy	Owner Occupied
Last Sale	$317,500 (2021)
Tax Bill	$2,748.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-015526`
Alternative APNs	`7015526` `015526`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,750 sqft Total Area
Basement Area	600 sqft Basement
Finished Basement	600 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Brick Exterior
Roof Material	Composition Shingle Roof
Lot Area	20,995 sqft (0.482 acres)
Depth X Width	150 ft x 140 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	483 sqft Garage
Porch Area	156 sqft Porch

Utilities and HVAC

Heating System	Baseboard Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	015526
Street Address	151 SMITH AVE
City	WESTMINSTER
State	MD
Zip	21157-5728
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 7, 9 & PT 8 - 20 151 SMITH AVE 3-42 340/1 SMITH PLT 392/253
Legal Subdivision	WESTMINSTER
Legal Lot Number	7,9
Jurisdiction	CARROLL MD
Minor Civil Division	7, WESTMINSTER
Census Blockgroup	2
Census Block	2000
Census Tract	507801

Owner

Source: Carroll County records · APN 07-015526

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	151 SMITH AVE, WESTMINSTER, MD 21157-5728
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 19, 2021 · Amount on Record
Deed Sale	Apr 19, 2021 · Amount on Record
Prior Sale	Jul 19, 2013 · Amount on Record
Deed Book / Page	10219 / 15
Record Refreshed	Sep 20, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 19, 2021
Property Address	151 SMITH AVE, WESTMINSTER, MD 21157-5728
Document Number	0102190015
Book / Page	10219 / 15
Map Reference	MB 3 PG 42
Instrument Date	Apr 09, 2021
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	151 SMITH AVE, WESTMINSTER, MD 21157-5728

Mortgage

Document Number	0001021922
Date	Apr 19, 2021
Instrument	10219/22

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,700 (+76.81%) Land $99,300 Building $290,400	$389,700 (+76.81%) Land $99,300 Building $290,400
2025	$2,748.00 (+10.36%) Homeowner's exemption
2023	$2,490.00 Homeowner's exemption	$220,400 Land $99,300 Building $121,100	$220,400 Land $99,300 Building $121,100

Flood & Wildfire

151 Smith Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.