151 Riverside Dr, Center Cross, VA 22437 Property Records

Essex County property record for 151 Riverside Dr, Center Cross, VA 22437

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,608 sqft · built 1993
Lot Size	0.463 acres (20,195 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Oct 2021)
Tax Bill	$2,889 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage May 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`54-A-1-6`

Property Details

APN / Parcel Number

Primary APN	`54-A-1-6`
Alternative APN	`2867`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,608 sqft Living Area
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,195 sqft (0.463 acres)

Exterior Amenities

Porch	Slab
Porch Area	125 sqft
Patio Area	416 sqft
Shed	1 Shed
Shed Area	360 sqft
Storage Building	80 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Other
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	2867
Street Address	151 RIVERSIDE DR
City	CENTER CROSS
State	VA
Zip	22437-2055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SOUTH HILL BANKS LOT 6 SEC A
Legal Subdivision	SOUTH HILL BANKS
Legal Lot Number	6
Jurisdiction	ESSEX VA
Township / Civil Division	SOUTH
Census Block Group	1
Census Block	1001
Census Tract	950800

Owner

Source: Essex County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	151 RIVERSIDE DR, CENTER CROSS, VA 22437-2055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Warranty Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC
May 16, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2021 · Amount on Record
Deed Sale	Oct 7, 2021 · Amount on Record
Deed Document Number	20211818
Last Transfer Date	Jul 31, 2023
Transfer Doc	0000000849
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX VA
Recording Date	Oct 7, 2021
Property Address	151 RIVERSIDE DR, CENTER CROSS, VA 22437-2055
Document Number	210001818
Instrument Date	Oct 5, 2021
Instrument	210001818
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	HOMELAND TITLE STLMNT AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 RIVERSIDE DR, CENTER CROSS, VA 22437-2055

Mortgage

Document Number	210001819
Date	Oct 7, 2021
Instrument	210001819

Lender

Name	GEORGE MASON MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	200 Months
Due	Jun 1, 2038

Interest

Rate Type	Fixed Rate

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESSEX VA
Recording Date	May 16, 2018
Property Address	151 RIVERSIDE DR, CENTER CROSS, VA 22437-2055
Document Number	180000502
Instrument Date	May 4, 2018
Instrument	180000502
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 RIVERSIDE DR, KILMARNOCK, VA 22482

Tax Assessment & Valuation

Source: Essex County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Essex County
Unified School District	Essex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,889.00	$525,400 (-) Land $300,000 Building $225,400	$525,400 (-) Land $300,000 Building $225,400
2025	$2,889.00 (-9.8%)	$525,400 (+19.74%) Land $300,000 Building $225,400	$525,400 (+19.74%) Land $300,000 Building $225,400
2023	$3,203.00	$438,800 Land $250,000 Building $188,800	$438,800 Land $250,000 Building $188,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (2003–2020)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Aug 2020 · other causes
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VA AMERICAN SOUTH HILL BANKS private · serves 183 people · EPA ID VA4057750
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Riverside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures