151 River St, Haverhill, MA 01832 Property Records

Essex County and Haverhill City property record for 151 River St, Haverhill, MA 01832

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 2,202 sqft · built 1890
Lot Size	0.124 acres (5,415 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Jun 2023)
Tax Bill	$5,715 (2025)
Deeds & Mortgages	Sep 2023 Transfer Jun 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`501-228-15`

Property Details

APN / Parcel Number

Primary APN	`501-228-15`
Alternative APN	`HAVE M:0501 B:00228 L:15`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,202 sqft Living Area
Gross Area	3,088 sqft
Basement Area	726 sqft
Unfinished Basement	363 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,415 sqft (0.124 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	501-228-15
Street Address	151 RIVER ST
City	HAVERHILL
State	MA
Zip	01832-5302
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	228
Legal Lot Number	15
Jurisdiction	HAVERHILL MA
Township / Civil Division	HAVERHILL
Census Block Group	2
Census Block	2014
Census Tract	260800

Owner

Source: Essex County and Haverhill City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	151 RIVER ST, HAVERHILL, MA 01832-5302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 27, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Deed Document Number	20232900
Deed Book / Page	41633 / 273
Last Transfer Date	Sep 11, 2023
Transfer Doc	0041754-39
Record Updated	Oct 29, 2026

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAVERHILL MA
Recording Date	Sep 11, 2023
Property Address	151 RIVER ST, HAVERHILL, MA 01832-5302
Document Number	0041754-39
Book / Page	41754 / 39
Instrument Date	Sep 11, 2023
Instrument	20230911000720
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	151 RIVER ST, HAVERHILL, MA 01832-5302

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAVERHILL MA
Recording Date	Jun 27, 2023
Property Address	151 RIVER ST, HAVERHILL, MA 01832-5302
Document Number	041633-273
Book / Page	41633 / 273
Instrument Date	Jun 27, 2023
Instrument	20230627002900
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 RIVER ST, HAVERHILL, MA 01832-5302

Mortgage

Document Number	230627002910
Date	Jun 27, 2023
Instrument	230627002910

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Haverhill City
Unified School District	Haverhill School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,715.00 (+9.92%)	$533,600 (+9.21%) Land $165,400 Building $368,200	$660,894
2024	$5,199.00 (+4.27%)	$488,600 (+9.26%) Land $155,000 Building $333,600
2023	$4,986.00	$447,200 Land $144,700 Building $302,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 units insured incl. 6 condo units
Nearby Flood Claims	18 (1978–2010)
Claims Outside the SFHA	6 of 18
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims Severe Storms And Flooding, May 2006 · 6 claims Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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