151 Regulator Dr N, Cambridge, MD 21613 Property Records

Dorchester County property record for 151 Regulator Dr N, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,622 sqft · built 2020
Lot Size	0.27 acres (11,741 sqft)
Owner	Individual Name on Record
Last Sale	$322,753 (Aug 2020)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jun 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-213484`

Property Details

APN / Parcel Number

Primary APN	`07-213484`
Alternative APN	`213484`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,622 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,741 sqft (0.27 acres)
Garage Type	Mixed
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	213484
Street Address	151 REGULATOR DR N
City	CAMBRIDGE
State	MD
Zip	21613-1364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 155-11,741 SQ FT S/S REGULATOR DR NO E/S SEA HAWK DR
Legal Subdivision	LONGBOAT ESTATES
Legal Lot Number	155
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	4
Census Block	4039
Census Tract	970702

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	151 REGULATOR DR N, CAMBRIDGE, MD 21613-1364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC
Jun 26, 2018	Grant Deed, Construction Loan · Line of Credit HEBRON SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2020 · Amount on Record
Deed Sale	Aug 6, 2020 · Amount on Record
Deed Book / Page	1588 / 218
Record Updated	Oct 29, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Aug 6, 2020
Property Address	151 REGULATOR DR N, CAMBRIDGE, MD 21613-1364
Document Number	0015880218
Book / Page	1588 / 218
Map Reference	MB 50 PG 219-223
Instrument Date	Jun 12, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	MID ATLANTIC TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	151 REGULATOR DR N, CAMBRIDGE, MD 21613-1364

Mortgage

Document Number	0001588226
Date	Aug 6, 2020
Instrument	1588/226

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

June 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jun 26, 2018
Property Address	151 REGULATOR DR N, CAMBRIDGE, MD 21613-1364
Document Number	0014700252
Book / Page	001470 / 000252
Instrument Date	Jun 25, 2018
Transaction Type	Construction Loan
Record Updated	Jul 13, 2018
Title Company	MID ATLANTIC TITLE

Transaction

Amount	Amount Recorded
Tax	$1,150.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2205 COMMERCE RD FOREST HILL MD 210502566, FOREST HILL, MD 21050-2566
Investor	Possibly a Property Investor

Mortgage

Document Number	14700259
Date	Jun 26, 2018
Book Page	001470/000259

Lender

Name	HEBRON SVGS BK
Type	Federal Savings Bank
Address	PO BOX 59, HEBRON, MD 21830-0059

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jun 25, 2021

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	14700287,
Date	Jun 26, 2018
Book Page	001470/000287

Lender

Name	HEBRON SVGS BK
Type	Federal Savings Bank
Address	HEBRON, MD 21830

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$346,000 (+19.97%)	$391,200 (+20.96%) Land $41,700 Building $349,500
2023	Disabled Person's exemption Veteran's exemption	$288,400	$323,400 Land $21,700 Building $301,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 units insured incl. 7 condo units
Nearby Flood Claims	10 (1993–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 85% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Regulator Dr N

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