151 Redstone Dr, Grayson, KY 41143 Property Records

Carter County property record for 151 Redstone Dr, Grayson, KY 41143

Property Summary

Property Type	Mobile Home
Details	1,680 sqft · built 1998
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Last Sale	$62,000 (Jun 2018)
Tax Bill	$536 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083-00-00-003.21`

Property Details

APN / Parcel Number

Primary APN	`083-00-00-003.21`
Alternative APN	`28936`

Interior

Stories	1 Story
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Lot Area	52,272 sqft (1.2 acres)

Location & Zoning

Account Number	28936
Street Address	151 REDSTONE DR
City	GRAYSON
State	KY
Zip	41143-9124
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DWMH & LOTS 6, 7 & 7A (1.2 ACRES)
Legal Subdivision	KENNETH EUGENE WILBURN
Legal Lot Number	7A,6-7
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	2
Census Block	2007
Census Tract	960500

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	151 REDSTONE DR, GRAYSON, KY 41143-9124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Line of Credit DESCO FCU
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage DESCO FCU
Jun 18, 2018	Deed, Transfer · Conventional Mortgage DESCO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2018 · Amount on Record
Deed Sale	Jun 18, 2018 · Amount on Record
Prior Sale	Sep 16, 2009 · Amount on Record
Deed Document Number	2018384881
Deed Book / Page	394 / 249
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	151 REDSTONE DR, GRAYSON, KY 41143-9124
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 REDSTONE DR, GRAYSON, KY 41143-9124

Mortgage

Document Number	000547/693
Date	Oct 31, 2025
Book Page	547/693
Instrument	1021286

Lender

Name	DESCO FCU
Type	Credit Union
Address	401 CHILLICOTHE ST, PORTSMOUTH, OH 45662

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	11.5%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	151 REDSTONE DR, GRAYSON, KY 41143-9124
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0OR449/647
Date	Mar 11, 2021
Book Page	OR449/647
Instrument	496217

Lender

Name	DESCO FCU
Type	Credit Union
Address	PORTSMOUTH, OH 45662

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Jun 18, 2018
Property Address	151 REDSTONE DR, GRAYSON, KY 41143-9124
Document Number	0OR394/249
Book / Page	OR394 / 249
Instrument Date	Jun 15, 2018
Instrument	384881
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Tax	$62.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 REDSTONE DR, 151, GRAYSON, KY 41143-9124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 REDSTONE DR, GRAYSON, KY 41143-9124

Mortgage

Document Number	0000384882
Date	Jun 18, 2018
Instrument	384882

Lender

Name	DESCO FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2033

Mortgage

Document Number	OR394/254
Date	Jun 18, 2018
Book Page	OR394/254
Instrument	384882

Lender

Name	DESCO FCU
Type	Credit Union
Address	PORTSMOUTH, OH 45662

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$536.00 (-1.11%)	$62,900 (-)	$62,900 (-)
2023	$542.00	$62,900	$62,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (2002–2012)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jul 2012 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	50 / 3

May also be available: AT&T, T-Mobile.

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