151 Red Bone Ct, Gerrardstown, WV 25420 Property Records

Berkeley County property record for 151 Red Bone Ct, Gerrardstown, WV 25420

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,300 sqft · built 2006
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$449,900 (May 2020)
Tax Bill	$2,756 (2025)
Deeds & Mortgages	Nov 2025 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-20-0081.0000`

Property Details

APN / Parcel Number

Primary APN	`03-20-0081.0000`
Alternative APNs	`02-03-20-0081.0000` `07223213`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,300 sqft Living Area
1st Floor Area	2,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Lot Area	217,800 sqft (5 acres)
Terrain	Above Road/Slope
Pool Type	Indoor Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	07223213
Street Address	151 RED BONE CT
City	GERRARDSTOWN
State	WV
Zip	25420-4440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 AC LOT 44 SEC II ASHTON FOREST
Legal Subdivision	ASHTON FOREST SEC 2
Legal Lot Number	44
Jurisdiction	BERKELEY WV
Township / Civil Division	VALLEY
Census Block Group	2
Census Block	2000
Census Tract	971801

Owner

151 Red Bone Ct is owned and occupied by an individual who bought it in May 2020.

Source: Berkeley County records, as of November 14, 2025

Owner of Record	Individual Name on File
Mailing Address	151 RED BONE CT, GERRARDSTOWN, WV 25420-4440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 26, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 12, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
May 26, 2020	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2020 · Amount on File
Deed Sale	May 26, 2020 · Amount on File
Deed Document Number	20200014381
Deed Book / Page	1287 / 105
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	151 RED BONE CT, GERRARDSTOWN, WV 25420-4440
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004331/295
Date	Nov 13, 2025
Book Page	4331/295
Instrument	20250033151

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2035

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	151 RED BONE CT, GERRARDSTOWN, WV 25420-4440
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003502/102
Date	May 26, 2020
Book Page	3502/102
Instrument	20200014382

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	151 RED BONE CT, GERRARDSTOWN, WV 25420-4440
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003684/432
Date	Apr 12, 2021
Book Page	3684/432
Instrument	20210013414

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	May 26, 2020
Property Address	151 RED BONE CT, GERRARDSTOWN, WV 25420-4440
Document Number	001287/105
Book / Page	1287 / 105
Map Reference	PC 10 SLIDE 46
Instrument Date	May 20, 2020
Instrument	20200014381
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,465.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 RED BONE CT, GERRARDSTOWN, WV 25420-4440

Mortgage

Document Number	3502/102
Date	May 26, 2020
Book Page	3502/102
Instrument	20200014382

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 151 Red Bone Ct was $2,756 with exemptions applied.

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,756.00 Homeowner's exemption Disabled Person's exemption	$246,720 Land $28,740 Building $217,980	$411,200 Land $47,900 Building $363,300
2023	$3,069.00	$242,880 Land $28,740 Building $214,140	$404,800 Land $47,900 Building $356,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 151 Red Bone Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 151 Red Bone Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 44% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Morgan Wireless Fixed Wireless · not low latency	25 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: Xfinity.

Nearby Properties on Red Bone Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures