Hampden County and Ludlow Town property record for 151 Posner Cir, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,632 sqft · built 1964 |
| Lot Size | 0.281 acres (12,240 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Mar 2025) |
| Tax Bill | $3,940 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | M:027-11750 B:135 L:0 |
| Primary APN | M:027-11750 B:135 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,240 sqft (0.281 acres) |
| Heating Fuel | Electric |
|---|
| Account Number | 6831 |
|---|---|
| Street Address | 151 POSNER CIR |
| City | LUDLOW |
| State | MA |
| Zip | 01056-3223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES A |
| Legal Block | 11750 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 810404 |
Source: Hampden County and Ludlow Town records · APN M:027-11750 B:135 L:0
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 151 POSNER CIR, LUDLOW, MA 01056-3223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 07, 2025 · Amount on Record |
| Deed Sale | Mar 07, 2025 · Amount on Record |
| Record Updated | Jun 08, 2026 |
Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,940.00 (+2.39%) | $227,100 (+6.77%) Land $87,000 Building $140,100 | |
| 2024 | $3,848.00 (+2.5%) | $212,700 (+10.55%) Land $86,900 Building $125,800 | $341,715 |
| 2023 | $3,754.00 | $192,400 Land $79,500 Building $112,900 |
Source: FEMA National Flood Hazard Layer as of June 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1996–2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: GoNetspeed, Verizon.
Based on FCC filings for 222 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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