151 Pine St, Loudon, TN 37774 Property Records

Loudon County property record for 151 Pine St, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1950
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Mar 2022)
Tax Bill	$683 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053033N C 04300`

Property Details

APN / Parcel Number

Primary APN	`053033N C 04300`
Alternative APNs	`033N C 04300 000033N` `033N C 04300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2009
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	113 ft deep x 200 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	48 sqft
Patio Area	96 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	033N C 04300 000033N
Street Address	151 PINE ST
City	LOUDON
State	TN
Zip	37774-6539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	DOUGHTY FARM PT56 1 037P C 037P 02200 000
Legal Subdivision	DOUGHTY FARM
Legal Lot Number	56 57
Jurisdiction	LOUDON TN
Township / Civil Division	1
Census Block Group	2
Census Block	2082
Census Tract	60201

Owner

Source: Loudon County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	151 PINE ST, LOUDON, TN 37774-6539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Feb 19, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Feb 19, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ORNL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2022 · Amount on Record
Deed Sale	Mar 7, 2022 · Amount on Record
Prior Sale	Feb 19, 2021 · Amount on Record
Deed Document Number	22002766
Deed Book / Page	D446 / 316
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Mar 7, 2022
Property Address	151 PINE ST, LOUDON, TN 37774-6539
Document Number	00D446/316
Book / Page	D446 / 316
Map Reference	CAB A SL 52
Instrument Date	Mar 1, 2022
Instrument	22002766
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	FOOTHILLS TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$736.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 PINE ST, LOUDON, TN 37774-6539

Mortgage

Document Number	0022002767
Date	Mar 7, 2022
Instrument	22002767

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Mortgage

Document Number	0T1585/727
Date	Mar 7, 2022
Book Page	T1585/727
Instrument	22002768

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Feb 19, 2021
Property Address	151 PINE ST, LOUDON, TN 37774-6539
Document Number	D0431/833
Book / Page	D0431 / 833
Map Reference	MB I PG 15
Instrument Date	Feb 19, 2021
Instrument	21002164
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	SOUTHEASTERN TITLE AND ABSTRACT, SOUTHEASTERN TTL & ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$458.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 CARTER ST, LOUDON, TN 37774-1360
Investor	Possibly a Property Investor

Mortgage

Document Number	21002165
Date	Feb 19, 2021
Instrument	21002165

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	151 PINE ST, LOUDON, TN 37774-6539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001589
Date	Feb 19, 2020
Book Page	T1444/298
Instrument	20001589

Lender

Name	ORNL FCU
Type	Credit Union
Address	OAK RIDGE, TN 37830

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	5.93%
Type Change Date	Feb 1, 2025
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	7.93%
Index	1-Year LIBOR
Max Rate	11.9%

Tax Assessment & Valuation

Source: Loudon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$683.00	$38,600 (-) Land $5,575 Building $33,025
2024	$683.00	$38,600 (-) Land $5,575 Building $33,025
2023		$38,600 Land $5,575 Building $33,025
2021			$154,400 Land $22,300 Building $132,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1998–2006)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Sep 2006 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Feb 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lenoir City Utility Board Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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