Buncombe County property record for 151 Pine St, Asheville, NC 28801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,048 sqft · built 2020 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,380 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit May 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9648-69-4828-00000 |
| Primary APN | 9648-69-4828-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,048 sqft Living Area |
| Basement Area | 520 sqft |
| Finished Basement | 520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Architectural Style | Contemporary |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 3,485 sqft (0.08 acres) |
| Terrain | Rolling |
| Porch | Open Porch |
| Deck Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 964807693863000 |
|---|---|
| Street Address | 151 PINE ST |
| City | ASHEVILLE |
| State | NC |
| Zip | 28801-3830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE:01/03/2020 DEED |
| Legal Description | DEED DATE:01/03/2020 DEED:5850-1905 SUBDIV:HOUSING AUTHORITY OF ASHEVILLE LOT:105 PLAT:0053-0193 |
| Legal Subdivision | HOUSING AUTHORITY OF ASHEVILLE |
| Legal Lot Number | 105 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | ASHEVILLE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 700 |
Source: Buncombe County records, as of September 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 151 PINE ST, ASHEVILLE, NC 28801-3830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2024 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| May 8, 2023 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jul 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage QUONTIC BANK FSB |
| Jul 22, 2020 | Deed of Trust, Construction Loan · Construction Mortgage STATE EMPS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2020 |
| Deed Sale | Jan 3, 2020 |
| Deed Document Number | 0058501905 |
| Deed Book / Page | 5810 / 0047 |
| Prior Transfer Date | Sep 12, 2019 |
| Prior Transfer Doc | 0058100047 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 151 PINE ST, ASHEVILLE, NC 28801-3830 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2024 |
| Title Company | LENDER RECORDING SERVICES, LENDER RECORDING SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0064001437 |
|---|---|
| Date | Apr 18, 2024 |
| Book Page | 6400/1437 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 151 PINE ST, ASHEVILLE, NC 28801-3830 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 151 PINE ST, ASHEVILLE, NC 28801-3830 |
| Document Number | 0063161800 |
|---|---|
| Date | May 8, 2023 |
| Book Page | 6316/1800 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.2% |
| Type Change Date | Jun 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.2% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 11.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 151 PINE ST, ASHEVILLE, NC 28801-3830 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0062381234 |
|---|---|
| Date | Jul 12, 2022 |
| Book Page | 6238/1234 |
| Name | QUONTIC BANK FSB |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 13.3% |
| Index | Other |
| Max Rate | 13.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jul 22, 2020 |
| Property Address | 151 PINE ST, ASHEVILLE, NC 28801-3830 |
| Document Number | 0059250303 |
| Book / Page | 005925 / 000303 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 31, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 9999 HAZZARD ST ASHEVILLE NC 28801, ASHEVILLE, NC 28801 |
| Document Number | 59250303 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 005925/000303 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 21, 2021 |
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Asheville City |
| Unified School District | Asheville City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,380.00 (+25.75%) | $398,800 (+15.29%) | |
| 2023 | $3,483.00 | $345,900 | $345,900 (-13.26%) Land $117,000 Building $228,900 |
| 2021 | $398,800 Land $117,000 Building $281,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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