151 Pearl St, Jackson, OH 45640 Property Records

Jackson County property record for 151 Pearl St, Jackson, OH 45640

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,774 sqft · built 1900
Lot Size0.278 acres (12,110 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Mar 2004)
Tax Bill$4,097 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Apr 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNH140100017600

Property Details

APN / Parcel Number

Primary APNH140100017600

Interior

Bedrooms5 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms14 Rooms
Stories2 Stories
Building Area2,774 sqft Living Area
1st Floor Area1,347 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Lot Area12,110 sqft (0.278 acres)
Lot Dimensions173 ft deep x 70 ft wide
Garage Area720 sqft
Parking Spaces3 Parking Spaces
Pool Area648 sqft
PorchSlab
Porch Area195 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address151 PEARL ST
CityJACKSON
StateOH
Zip45640-1746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJACKSON LOT #65PT
Legal SubdivisionTOWN/JACKSON
JurisdictionJACKSON OH
Township / Civil DivisionJACKSON
Census Block Group2
Census Block2011
Census Tract957500

Owner

151 Pearl St is owned by an individual who bought it in March 2004.

Source: Jackson County records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address175 TROPIC ST, JACKSON, OH 45640-1848
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2025Deed of Trust, Mortgage · Line of Credit
ATOMIC CU
Apr 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
ATOMIC CU
Dec 17, 2019Deed of Trust, Mortgage · Line of Credit
ATOMIC CU
Jul 2, 2019Deed of Trust, Mortgage · Line of Credit
THE OHIO VALLEY BANK COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 2, 2004 · Amount on File
Deed SaleMar 2, 2004 · Amount on File
Prior SaleJul 11, 1997 · Amount on File
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OH
Property Address151 PEARL ST, JACKSON, OH 45640-1746
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00191/2857
DateDec 23, 2025
Book Page191/2857
Instrument202503969
Lender
NameATOMIC CU
TypeCredit Union
Address45611
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueJan 28, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OH
Property Address151 PEARL ST, JACKSON, OH 45640-1746
Transaction TypeMortgage
Record UpdatedMay 19, 2020
Title CompanyWARRANTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number146/2821
DateApr 28, 2020
Book Page146/2821
Instrument202000001200
Lender
NameATOMIC CU
TypeCredit Union
AddressPIKETON, OH 45661
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueMay 1, 2030

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OH
Property Address151 PEARL ST, JACKSON, OH 45640-1746
Transaction TypeMortgage
Record UpdatedJan 17, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number144/1094
DateDec 17, 2019
Book Page144/1094
Instrument201900004210
Lender
NameATOMIC CU
TypeCredit Union
AddressPIKETON, OH 45661
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueJan 28, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OH
Property Address151 PEARL ST, JACKSON, OH 45640-1746
Transaction TypeMortgage
Record UpdatedAug 14, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number140/1342
DateJul 2, 2019
Book Page140/1342
Instrument201900002122
Lender
NameTHE OHIO VALLEY BANK COMPANY
TypeCredit Union
AddressGALLIPOLIS, OH 45631
Agreement
TypeLine of Credit
AmountAmount on Record
Term95 Months
DueJun 28, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 151 Pearl St was $4,097.

Source: Jackson County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateOhio
CountyJackson County
MunicipalityJackson City
Unified School DistrictJackson City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,097.00$83,870 Land $8,480 Building $75,390$239,620 Land $24,220 Building $215,400
2023$4,235.00 (+25.26%)$83,870 (+26.5%) Land $8,480 Building $75,390
2022$3,381.00$66,300 Land $8,190 Building $58,110
2020$239,620 Land $24,220 Building $215,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 151 Pearl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 151 Pearl St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF JACKSON
serves 9,691 people · EPA ID OH4000111
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
altafiber Network Solutions
Fixed Wireless
100 / 20

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