Swain County property record for 151 Odiear Ln, Whittier, NC 28789
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 1,334 sqft · built 1973 |
| Lot Size | 4.67 acres (203,425 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $830 (2026) |
| Deeds & Mortgages | Jul 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 760200367637 |
| Primary APN | 760200367637 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,334 sqft Heated Area |
| Gross Area | 1,980 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Wood Shingle |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 203,425 sqft (4.67 acres) |
| Garage Area | 330 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 6700 |
|---|---|
| Street Address | 151 ODIEAR LN |
| City | WHITTIER |
| State | NC |
| Zip | 28789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 20-OR-5437-CONLEYS CREEK |
| Legal Subdivision | CONLEYS CREEK |
| Jurisdiction | SWAIN NC |
| Township / Civil Division | CHARLESTON |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 960302 |
151 Odiear Ln, a rural home, is owned by an individual.
Source: Swain County records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 341, WHITTIER, NC 28789-0341 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAIN NC |
| Property Address | 151 ODIEAR LN, WHITTIER, NC 28789 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 479/1006 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 479/1006 |
| Instrument | 1222 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BRYSON CITY, NC 28713 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jun 17, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 151 Odiear Ln was $830.
Source: Swain County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Swain County |
| Unified School District | Swain County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $830.00 | $174,570 Land $54,070 Building $120,500 | |
| 2025 | $174,570 Land $54,070 Building $120,500 | ||
| 2023 | $743.00 Additional exemption filed | $174,570 Land $54,070 Building $120,500 | $174,570 Land $54,070 Building $120,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 151 Odiear Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 individual policies |
| Nearby Flood Policies | 24 units insured incl. 6 condo units |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Sep 2004 · Hurricane Ivan |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 151 Odiear Ln is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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