Worcester County property record for 151 Ocean Oval Dr, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 748 sqft · built 2011 |
| Lot Size | 0.052 acres (2,251 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (May 2021) |
| Tax Bill | $1,828 (2026) |
| Deeds & Mortgages | May 2021 Sale Mar 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 03-119017 |
| Primary APN | 03-119017 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 748 sqft Total Area |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,251 sqft (0.052 acres) |
| View / Lot | Waterfront |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 119017 |
|---|---|
| Street Address | 151 OCEAN OVAL DR |
| City | BERLIN |
| State | MD |
| Zip | 21811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | LOT 151 PH 1 SEC 2 OCEAN OVAL CIRCLE PL WHITE HORSE PARK |
| Legal Phase | 1 |
| Legal Lot Number | 151 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 6, NORTHERN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 950700 |
151 Ocean Oval Dr is owned by two individuals who bought it in May 2021.
Source: Worcester County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 129 SANDY BEACH DR, PASADENA, MD 21122-2453 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2021 | Deed, Transfer OCEAN INVS TITLE CORPOR, OCEAN INVESTMENTS TITLE CORP |
| Mar 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMP CU/MD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2021 · Amount on File |
| Deed Sale | May 7, 2021 · Amount on File |
| Prior Sale | Mar 2, 2011 |
| Deed Book / Page | 8042 / 265 |
| Prior Transfer Date | Jan 11, 2007 |
| Prior Transfer Doc | 0048570680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | May 7, 2021 |
| Property Address | 151 OCEAN OVAL DR, BERLIN, MD 21811 |
| Document Number | 0080420265 |
| Book / Page | 8042 / 265 |
| Map Reference | MB 79 FO 67 |
| Instrument Date | May 5, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2021 |
| Title Company | OCEAN INVS TITLE CORPOR, OCEAN INVESTMENTS TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 129 SANDY BEACH DR, PASADENA, MD 21122-2453 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 151 OCEAN OVAL DR, BERLIN, MD 21811 |
| Document Number | 0071700458 |
| Instrument Date | Mar 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2018 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 151 OCEAN OVAL CIR BERLIN MD 21811, BERLIN, MD 21811 |
| Document Number | 0071700458 |
|---|---|
| Date | Mar 2, 2018 |
| Book Page | 007170/000458 |
| Name | STATE EMP CU/MD |
|---|---|
| Type | Credit Union |
| Address | GLEN BURNIE, MD 21060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 1, 2028 |
The 2026 property tax bill for 151 Ocean Oval Dr was $1,828, up 13.8% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,828.00 (+13.75%) | $198,033 (+13.7%) | $221,900 (-) Land $90,000 Building $131,900 |
| 2025 | $1,607.00 | $174,167 | $221,900 Land $90,000 Building $131,900 |
| 2023 | $1,420.00 | $148,433 | $150,300 Land $80,000 Building $70,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 151 Ocean Oval Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 155 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 155 in force |
| Nearby Flood Claims | 26 (1985–2024) |
| Claims Outside the SFHA | 14 of 26 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 151 Ocean Oval Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures