151 Ocean Ct, Atwater, CA 95301 Property Records

Merced County property record for 151 Ocean Ct, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,509 sqft · built 1999
Lot Size	0.151 acres (6,568 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Oct 2019)
Tax Bill	$3,373 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`156-131-027-000`

Property Details

APN / Parcel Number

Primary APN	`156-131-027-000`
Alternative APN	`156-131-027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,509 sqft Living Area
Gross Area	1,973 sqft
1st Floor Area	1,509 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Lot Area	6,568 sqft (0.151 acres)
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	156-131-027
Street Address	151 OCEAN CT
City	ATWATER
State	CA
Zip	95301-2349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD16
Legal Description	VILLAS AT SHAFFER LAKES 8 LOT 7
Legal Subdivision	VILLAS SHAFFER LAKES 08
Legal Lot Number	7
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	3
Census Block	3005
Census Tract	603

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	151 OCEAN CT, ATWATER, CA 95301-2349
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Oct 31, 2019	Grant Deed, Transfer · Conventional Mortgage BBVA USA
Jul 7, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN HERITAGE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2019 · Amount on Record
Deed Sale	Oct 31, 2019 · Amount on Record
Prior Sale	Sep 15, 2011 · Amount on Record
Deed Document Number	201935594
Prior Transfer Date	Feb 26, 2016
Prior Transfer Doc	0000007063
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	151 OCEAN CT, ATWATER, CA 95301-2349
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 OCEAN CT, ATWATER, CA 95301-2349

Mortgage

Document Number	0000002463
Date	Jan 12, 2022
Instrument	2022002463

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Oct 31, 2019
Property Address	151 OCEAN CT, ATWATER, CA 95301-2349
Document Number	0000035594
Map Reference	VOL 49 PG 50&51
Instrument Date	Oct 15, 2019
Instrument	2019035594
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	151 OCEAN CT, ATWATER, CA 95301-2349

Mortgage

Document Number	0000035595
Date	Oct 31, 2019
Instrument	2019035595

Lender

Name	BBVA USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	151 OCEAN CT, ATWATER, CA 95301-2349
Document Number	0000022262
Instrument Date	Jul 7, 2017
Transaction Type	Mortgage
Record Updated	Sep 20, 2017
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	151 OCEAN CT ATWATER CA 953012349, ATWATER, CA 95301-2349

Mortgage

Document Number	0000022262
Date	Jul 13, 2017
Instrument	22262

Lender

Name	AMERICAN HERITAGE LNDG
Address	COSTA MESA, CA 92627

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2047

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$317,918 (+2%) Land $78,084 Building $239,834
2025	$3,373.00 (+5.21%)	$311,685 (+4.04%) Land $76,553 Building $235,132
2023	$3,206.00 (+1.14%)	$299,583 Land $73,581 Building $226,002
2022	$3,170.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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