151 Oak Point Ln, Stony Point, NC 28678 Property Records

Iredell County property record for 151 Oak Point Ln, Stony Point, NC 28678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,794 sqft · built 2022
Lot Size	2 acres (87,512 sqft)
Owner	2 Trust Names on File
Last Sale	$630,000 (Jul 2024)
Tax Bill	$2,684 (2025)
Deeds & Mortgages	Mar 2022 Construction Loan Mar 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3774-83-4490.000`

Property Details

APN / Parcel Number

Primary APN	`3774-83-4490.000`
Alternative APNs	`80085528` `80104443` `80113522`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,794 sqft Heated Area
Gross Area	3,302 sqft
1st Floor Area	1,794 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	87,512 sqft (2 acres)
Lot Width	137 ft Width
Porch	Slab
Porch Area	280 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80113522
Street Address	151 OAK POINT LN
City	STONY POINT
State	NC
Zip	28678-9046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L4 RIVERWALK SEC5 PB27/127-130 REV PB73-122
Legal Subdivision	RIVERWALK
Legal Lot Number	4
Jurisdiction	IREDELL NC
Township / Civil Division	SHILOH
Census Block Group	2
Census Block	2012
Census Tract	61101

Owner

151 Oak Point Ln is owner-occupied and held in a trust since March 2026.

Source: Iredell County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	151 OAK POINT LN, STONY POINT, NC 28678-9046
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · Construction Mortgage CAROLINA FARM CREDIT ACA
Mar 13, 2026	Intrafamily Transfer, Transfer
Jul 22, 2024	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Jul 22, 2024	Intrafamily Transfer, Transfer
Aug 11, 2023	Intrafamily Transfer, Transfer
Sep 9, 2021	Warranty Deed, Transfer · Line of Credit CAROLINA FARM CREDIT ACA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2024 · Amount on File
Deed Sale	Jul 22, 2024 · Amount on File
Deed Book / Page	3074 / 995
Last Transfer Date	Mar 6, 2026
Transfer Doc	3200000805
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	151 OAK POINT LN, STONY POINT, NC 28678-9046
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 OAK POINT LN, STONY POINT, NC 28678-9046

Mortgage

Document Number	0029072390
Date	Mar 31, 2022
Book Page	2907/2390

Lender

Name	CAROLINA FARM CREDIT ACA
Type	Bank
Address	GREENSBORO, NC 27408

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Apr 1, 2053

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IREDELL NC
Recording Date	Mar 13, 2026
Property Address	151 OAK POINT LN, STONY POINT, NC 28678-9046
Document Number	0003200805
Book / Page	3200 / 805
Map Reference	MB 27 PG 127
Instrument Date	Mar 6, 2026
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 OAK POINT LN, STONY POINT, NC 28678-9046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 OAK POINT LN, STONY POINT, NC 28678-9046

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jul 22, 2024
Property Address	151 OAK POINT LN, STONY POINT, NC 28678-9046
Document Number	0003074995
Book / Page	3074 / 995
Map Reference	MB 27 PG 127
Instrument Date	Jul 22, 2024
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	616 CHERRY ST, STATESVILLE, NC 28677-5132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 OAK POINT LN, STONY POINT, NC 28678-9046

Mortgage

Document Number	0003074997
Date	Jul 22, 2024
Instrument	3074/997

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IREDELL NC
Recording Date	Jul 22, 2024
Property Address	151 OAK POINT LN, STONY POINT, NC 28678-9046
Document Number	0003074993
Book / Page	3074 / 993
Map Reference	MB 73 PG 122
Instrument Date	Jul 15, 2024
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1115 CLOUSE ST, GASTONIA, NC 28052-1601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 OAK POINT LN, STONY POINT, NC 28678-9046

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IREDELL NC
Recording Date	Aug 11, 2023
Property Address	151 OAK POINT LN, STONY POINT, NC 28678-9046
Document Number	0030091726
Book / Page	3009 / 1726
Map Reference	MB 73 PG 122
Instrument Date	Aug 11, 2023
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 OAK POINT LN, STONY POINT, NC 28678-9046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 OAK POINT LN, STONY POINT, NC 28678-9046

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Sep 9, 2021
Property Address	151 OAK POINT LN, STONY POINT, NC 28678-9046
Document Number	0028492079
Book / Page	2849 / 2079
Map Reference	MB 73 PG 122
Instrument Date	Sep 9, 2021
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 OAK POINT LN, STONY POINT, NC 28678-9046

Mortgage

Document Number	0028492082
Date	Sep 9, 2021
Instrument	2849/2082

Lender

Name	CAROLINA FARM CREDIT ACA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 151 Oak Point Ln was $2,684, down 5.7% from the year before.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478,170 (+7.48%) Land $140,250 Building $337,920	$478,170 (+7.48%) Land $140,250 Building $337,920
2025	$2,684.00 (-5.73%)	$444,890 (-) Land $140,250 Building $304,640	$444,890 (-) Land $140,250 Building $304,640
2024	$2,847.00 (+29.76%)	$444,890 (+22.96%) Land $140,250 Building $304,640	$444,890 (+22.96%) Land $140,250 Building $304,640
2023	$2,194.00 (+149.32%)	$361,830 (+157.99%) Land $140,250 Building $221,580	$361,830 (+157.99%) Land $140,250 Building $221,580
2022	$880.00	$140,250 Land $140,250	$140,250 Land $140,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 151 Oak Point Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2020)
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 151 Oak Point Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

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