151 Narrow Gap Rd, Paint Lick, KY 40461 Property Records

Garrard County property record for 151 Narrow Gap Rd, Paint Lick, KY 40461

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · built 1960
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$891 (2025)
Deeds & Mortgages	Feb 2009 Mortgage Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`65-102`

Property Details

APN / Parcel Number

Primary APN	`65-102`
Alternative APN	`13532`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Connected

Location & Zoning

Account Number	13532
Street Address	151 NARROW GAP RD
City	PAINT LICK
State	KY
Zip	40461-8323
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	10 AC
Jurisdiction	GARRARD KY
Township / Civil Division	PAINT LICK
Census Block Group	2
Census Block	2024
Census Tract	970400

Owner

151 Narrow Gap Rd, a rural home, is owned and occupied by two individuals who acquired it in February 2009.

Source: Garrard County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	151 NARROW GAP RD, PAINT LICK, KY 40461-8323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2009	Deed of Trust, Mortgage · Conventional Mortgage LANCO MORTGAGE
Nov 15, 2022	Intrafamily Transfer, Transfer
Feb 24, 2009	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2009
Deed Sale	Feb 24, 2009
Deed Book / Page	253 / 31
Record Updated	Oct 29, 2026

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	151 NARROW GAP RD, PAINT LICK, KY 40461-8323
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M289/885
Date	Feb 24, 2009
Book Page	M289/885
Instrument	98470

Lender

Name	LANCO MORTGAGE
Address	GEORGETOWN, KY 40324

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2039

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARRARD KY
Recording Date	Nov 15, 2022
Property Address	151 NARROW GAP RD, PAINT LICK, KY 40461-8323
Document Number	00D318/833
Book / Page	D318 / 833
Map Reference	DB 227 PG 44
Instrument Date	Nov 15, 2022
Instrument	173086
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	328 NARROW GAP RD, PAINT LICK, KY 40461-8325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 NARROW GAP RD, PAINT LICK, KY 40461-8323

February 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Feb 24, 2009
Property Address	151 NARROW GAP RD, PAINT LICK, KY 40461-8323
Document Number	0000253/31
Book / Page	253 / 31
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 151 Narrow Gap Rd was $891, down 0.6% from the year before.

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,000 (+2.86%)	$195,000 (+122.86%) Land $185,000 Building $10,000
2025	$891.00 (-0.56%)	$87,500 (+9.38%) Land $20,000 Building $67,500	$87,500 (+9.38%) Land $20,000 Building $67,500
2024	$896.00 (-2.82%)	$80,000 (-) Land $20,000 Building $60,000	$80,000 (-) Land $20,000 Building $60,000
2023	$922.00 (-0.97%)	$80,000 (-) Land $20,000 Building $60,000	$80,000 (-) Land $20,000 Building $60,000
2022	$931.00	$80,000 Land $20,000 Building $60,000	$80,000 Land $20,000 Building $60,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 151 Narrow Gap Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1991–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 151 Narrow Gap Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 73% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Narrow Gap Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures