151 N Lay Ave, Saint Clair, MO 63077 Property Records

Franklin County property record for 151 N Lay Ave, Saint Clair, MO 63077 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1940
Square Footage	888 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$11,900 (2019)
Tax Bill	$590.00 (2025)

Owner

Source: Franklin County records · APN 22-7-26.0-4-003-033.000

Assessment roll updated November 11, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	151 N LAY AVE, SAINT CLAIR, MO 63077-1336
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 22, 2019 · Amount on Record
Deed Sale	Apr 22, 2019 · Amount on Record
Deed Doc Number	20194681
Record Refreshed	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	151 N LAY AVE, SAINT CLAIR, MO 63077-1336
Document Number	0000004682
Instrument Date	Apr 08, 2019
Transaction Type	Mortgage
Record Updated	May 08, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 N COMMERCIAL AVE #2 ST CLAIR MO 630771091, 2, ST CLAIR, MO 63077-1091

Mortgage

Document Number	0000004682
Date	Apr 22, 2019
Instrument	4682

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Apr 21, 2022

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 11, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	St. Clair City
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$590.00 (+10.49%)	$8,765 (+2.11%)	$46,130 (+2.1%) Land $9,380 Building $36,750
2023	$534.00 (+6.37%)	$8,584	$45,180 Land $9,380 Building $35,800
2022	$502.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 15% of Missouri
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`22-7-26.0-4-003-033.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	888 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame Construction
Lot Area	8,712 sqft (0.2 acres)
Shed	1 Shed

Location & Zoning

Street Address	151 N LAY AVE
City	SAINT CLAIR
State	MO
Zip	63077-1336
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NW 1/4 LOT 6 & 15' STRIP H A HIBBARDS
Legal Range	1W
Legal Township	42N
Legal Section	26
Legal Subdivision	H A HIBBARDS
Legal Lot Number	1,6
Jurisdiction	FRANKLIN MO
Minor Civil Division	CENTRAL
Census Blockgroup	1
Census Block	1007
Census Tract	800903