151 N Hudson St, Coldwater, MI 49036 Property Records

Branch County property record for 151 N Hudson St, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,340 sqft
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jul 2023)
Tax Bill	$2,942 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jan 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-349-00`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-349-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,340 sqft Building Perimeter
1st Floor Area	1,661 sqft
Basement Area	504 sqft
Unfinished Basement	504 sqft

Exterior

Lot Area	15,682 sqft (0.36 acres)
Garage Area	1,030 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	151 N HUDSON ST
City	COLDWATER
State	MI
Zip	49036-1401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM ON W LI OF HUDSON ST 5 RDS S OF S LI OF PIERCE ST TH S 5 RDS TH W PAR WI PIERCE ST 11 RDS 10 1/2 FT TH N 5 RDS TH E TO
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1021
Census Tract	951500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Marshall Street Historic District listed 1990 · 349 contributing resources · NRIS 90001123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

151 N Hudson St is owned and occupied by an individual who bought it in July 2023.

Source: Branch County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	151 N HUDSON ST, COLDWATER, MI 49036-1401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage GUIDANCE RESIDENTIAL LLC
Jan 31, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2023 · Amount on File
Deed Sale	Jul 26, 2023 · Amount on File
Deed Document Number	20234031
Prior Transfer Date	Jan 27, 2022
Prior Transfer Doc	0000000675
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jul 26, 2023
Property Address	151 N HUDSON ST, COLDWATER, MI 49036-1401
Document Number	0202304031
Instrument Date	Jul 7, 2023
Instrument	2023-04031
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	EVONS TITLE, DEVON TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 N HUDSON ST, COLDWATER, MI 49036-1401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 HULL ST, COLDWATER, MI 49036-1634

Mortgage

Document Number	0202304032
Date	Jul 26, 2023
Instrument	2023-04032

Lender

Name	GUIDANCE RESIDENTIAL LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Jan 31, 2022
Property Address	151 N HUDSON ST, COLDWATER, MI 49036-1401
Document Number	0202200675
Instrument Date	Jan 27, 2022
Instrument	2022-00675
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	151 N HUDSON ST, COLDWATER, MI 49036-1401

Tax Assessment & Valuation

The 2025 property tax bill for 151 N Hudson St was $2,942, down 3.1% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,850 (+44.51%)	$211,700 (+44.51%)
2025	$2,942.00 (-3.1%)	$73,250	$146,500
2024	$3,036.00
2023		$54,050	$108,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 151 N Hudson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 151 N Hudson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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