Albany County and Cohoes City property record for 151 N 3rd St, Cohoes, NY 12047
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,508 sqft · built 1977 |
| Lot Size | 0.195 acres (8,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $216,500 (Sep 2017) |
| Tax Bill | $5,372 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010300 5.18-2-10 |
| Primary APN | 010300 5.18-2-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| 1st Floor Area | 1,028 sqft |
| Basement Area | 480 sqft |
| Finished Basement | 480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,500 sqft (0.195 acres) |
| Lot Dimensions | 100 ft deep x 85 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00501800020100000000 |
|---|---|
| Street Address | 151 N 3RD ST |
| City | COHOES |
| State | NY |
| Zip | 12047-1210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Subdivision | GREENBRIER MANOR |
| Legal Block | 2 |
| Legal Lot Number | 10.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COHOES |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 13000 |
151 N 3rd St is owned and occupied by two individuals who bought it in September 2017.
Source: Albany County and Cohoes City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 151 N 3RD ST, COHOES, NY 12047-1210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 7, 2017 | Deed, Transfer · Conventional Mortgage SUNMARK FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2017 · Amount on File |
| Deed Sale | Sep 7, 2017 · Amount on File |
| Prior Sale | Oct 11, 2012 · Amount on File |
| Deed Document Number | 201721435 |
| Prior Transfer Date | Aug 28, 2014 |
| Prior Transfer Doc | 0031110813 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 151 N 3RD ST, COHOES, NY 12047-1210 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 151 N 3RD ST, COHOES, NY 12047-1210 |
| Document Number | 0000007602 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | R2021-27602 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Sep 7, 2017 |
| Property Address | 151 N 3RD ST, COHOES, NY 12047-1210 |
| Document Number | 0000001435 |
| Map Reference | DR166 MAP4915 |
| Instrument Date | Aug 25, 2017 |
| Instrument | R2017-21435 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2022 |
| Title Company | STEWART TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $866.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 92 UPPER NEWTOWN RD, 92, MECHANICVILLE, NY 12118-3700 |
| Name | Verified Name |
|---|---|
| Address | 35 MONROE AVE, LATHAM, NY 12110-4447 |
| Document Number | 0000001436 |
|---|---|
| Date | Sep 7, 2017 |
| Instrument | R2017-21436 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
The 2026 property tax bill for 151 N 3rd St was $5,372, down 14.3% from the year before.
Source: Albany County and Cohoes City assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| Municipality | Cohoes City |
| Unified School District | Cohoes City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,372.00 (-14.27%) | ||
| 2025 | $6,266.00 | $97,300 Land $11,500 Building $85,800 | $288,296 Land $34,074 Building $254,222 |
| 2023 | $97,300 (-) Land $11,500 Building $85,800 | $243,250 (+5.48%) Land $28,750 Building $214,500 | |
| 2022 | $97,300 Land $11,500 Building $85,800 | $230,623 Land $27,258 Building $203,365 | |
| 2021 | $6,138.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 151 N 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 151 N 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COHOES CITY serves 18,447 people · EPA ID NY0100192 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Apr 2026 Turbidity resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | No certified operator currently in violation since Apr 2026 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
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