151 McCracken Dr, Seneca, SC 29678 Property Records

Oconee County property record for 151 McCracken Dr, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,424 sqft
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Company Names on Record
Last Sale	$162,500 (Sep 2020)
Tax Bill	$4,256 (2025)
Deeds & Mortgages	Sep 2026 Sale Jan 2024 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`302-02-01-019`

Property Details

APN / Parcel Number

Primary APN	`302-02-01-019`
Alternative APN	`40892`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	3,424 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2025
Exterior Material	Fiber Cement Siding
Roof Material	Shingle
Lot Area	54,450 sqft (1.25 acres)
Lot Dimensions	32.5 ft deep x 17.8 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	40892
Street Address	151 MCCRACKEN DR
City	SENECA
State	SC
Zip	29678-5914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 54 CONEROSS POINT (1.251AC)
Legal Subdivision	CONCROSS POINTE SUBDIVISION
Legal Block	1
Legal Lot Number	54
Jurisdiction	OCONEE SC
Township / Civil Division	OAKWAY
Census Block Group	3
Census Block	3012
Census Tract	30903

Owner

Source: Oconee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	151 MCCRACKEN DR, SENECA, SC 29678-5914
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jan 8, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BROWN HAVEN HOMES LLC
Jan 8, 2024	Deed of Trust, Mortgage GEORGIA BANKING CO
May 13, 2024	Deed of Trust, Mortgage · Conventional Mortgage IMPECCABLE LENDING INC
Sep 30, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2020 · Amount on Record
Deed Sale	Sep 30, 2020 · Amount on Record
Deed Document Number	20205342
Deed Book / Page	2611 / 240
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Sep 29, 2026
Property Address	151 MCCRACKEN DR, SENECA, SC 29678-5914
Document Number	0000005168
Book / Page	4991 / 294
Instrument Date	Sep 2, 2026
Instrument	20265168
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	151 MCCRACKEN DR, SENECA, SC 29678-5914

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	151 MCCRACKEN DR, SENECA, SC 29678-5914
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007952
Date	Jan 8, 2024
Book Page	4522/38
Instrument	7952

Lender

Name	BROWN HAVEN HOMES LLC
Type	Non-Lending Institution
Address	HIAWASSEE, GA 30546

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 10, 2025

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	151 MCCRACKEN DR, SENECA, SC 29678-5914
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007951
Date	Jan 8, 2024
Book Page	4522/24
Instrument	7951

Lender

Name	GEORGIA BANKING CO
Type	Bank
Address	ATLANTA, GA 30309

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 10, 2025

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	151 MCCRACKEN DR, SENECA, SC 29678-5914
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3791 OLD BRIDGE WAY, DULUTH, GA 30096-5434

Mortgage

Document Number	0000013755
Date	May 13, 2024
Book Page	4558/14
Instrument	13755

Lender

Name	IMPECCABLE LENDING INC
Address	HIAWASSEE, GA 30546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Sep 30, 2020
Property Address	151 MCCRACKEN DR, SENECA, SC 29678-5914
Document Number	0026110240
Book / Page	002611 / 000240
Instrument Date	Sep 18, 2020
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$601.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3791 OLD BRIDGE WAY DULUTH GA 300965434, DULUTH, GA 30096-5434

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,256.00	$27,044 (+314.28%) Land $6,528 Building $20,516	$676,100 (+314.28%) Land $163,200 Building $512,900
2023		$6,528 Land $6,528	$163,200 Land $163,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TIMBER LAKE I private · serves 283 people · EPA ID SC3750006
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

Cell Coverage

5G and 4G LTE (outdoors only)

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