Roane County property record for 151 Main St, Spencer, WV 25276
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,668 sqft · built 1920 |
| Lot Size | 0.032 acres (1,394 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (May 2023) |
| Tax Bill | $1,423 (2026) |
| Deeds & Mortgages | May 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-4-0198.0000 |
| Primary APN | 08-4-0198.0000 |
|---|---|
| Alternative APNs |
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| Building Area | 2,668 sqft Garage |
|---|
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Wood |
| Lot Area | 1,394 sqft (0.032 acres) |
| Lot Dimensions | 58 ft deep x 24 ft wide |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 85657401 |
|---|---|
| Street Address | MAIN ST |
| City | SPENCER |
| State | WV |
| Zip | 25276 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | LOT MAIN STREET (COMMERCIAL-BARSH OPTICIANS) (158 MAIN ST) |
| Jurisdiction | ROANE WV |
| Township / Civil Division | II |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 963000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Spencer Commercial Historic District (Additional Documentation) listed 2025 · 63 contributing resources · NRIS 100012206 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
151 Main St, a commercial property, is owned by an individual who bought it in May 2023.
Source: Roane County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 459 RANDOM RD, RIPLEY, WV 25271-9777 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2023 · Amount on File |
| Deed Sale | May 4, 2023 · Amount on File |
| Deed Document Number | 20232187286 |
| Deed Book / Page | 641 / 133 |
| Prior Transfer Date | Mar 6, 2015 |
| Prior Transfer Doc | 000519/720 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANE WV |
| Property Address | 151 MAIN ST, SPENCER, WV 25276-1414 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Title Company | BESTITLE |
| Name | Verified Name |
|---|
| Document Number | 000374/670 |
|---|---|
| Date | May 4, 2023 |
| Book Page | 374/670 |
| Instrument | 2187287 |
| Name | POCA VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 151 Main St was $1,423, up 5.4% from the year before.
Source: Roane County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Roane County |
| Municipality | Spencer City |
| Unified School District | Roane County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,423.00 (+5.41%) | $63,900 (+6.82%) Land $3,240 Building $60,660 | $106,500 (+6.82%) Land $5,400 Building $101,100 |
| 2025 | $1,350.00 | $59,820 Land $3,240 Building $56,580 | $99,700 Land $5,400 Building $94,300 |
| 2023 | $1,410.00 (-0.56%) | $61,860 (-) Land $3,060 Building $58,800 | $103,100 (-) Land $5,100 Building $98,000 |
| 2022 | $1,418.00 | $61,860 Land $3,060 Building $58,800 | $103,100 Land $5,100 Building $98,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 151 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 23 (2000–2024) |
| Claims Outside the SFHA | 7 of 23 |
| Most Recent Claim | Apr 2024 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 151 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPT serves 4,630 people · EPA ID WV3304405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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