151 Locust Ln, Cadiz, OH 43907 Property Records

Harrison County property record for 151 Locust Ln, Cadiz, OH 43907

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,844 sqft · built 1952
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (May 2024)
Tax Bill	$1,318 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-0000588.000`

Property Details

APN / Parcel Number

Primary APN	`05-0000588.000`

Interior

Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,844 sqft Living Area
1st Floor Area	72 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Brick
Roof Material	Shingle
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	200 ft deep x 70 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	151 LOCUST LN
City	CADIZ
State	OH
Zip	43907-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R4 T9 S34 LOT 1 .321A 151 LOCUST LANE VOL 287/4903
Legal Range	04W
Legal Township	09N
Legal Section	34
Legal Subdivision	VILLAGE OF CADIZ
Legal Lot Number	1
Jurisdiction	HARRISON OH
Township / Civil Division	CADIZ
Census Block Group	3
Census Block	3016
Census Tract	976000

Owner

Source: Harrison County records, as of March 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	151 LOCUST LN, CADIZ, OH 43907-1317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · VA Mortgage IMPERIUM LENDING LLC
May 6, 2024	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 17, 2023	Limited Warranty Deed, Transfer
Sep 6, 2022	Special Warranty Deed, Foreclosure ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES
Aug 1, 2022	Sheriff's Deed, Foreclosure
Apr 12, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2024 · Amount on Record
Deed Sale	May 6, 2024 · Amount on Record
Prior Sale	Feb 17, 2023 · Amount on Record
Deed Document Number	20241595
Deed Book / Page	287 / 4903
Prior Transfer Date	Aug 1, 2022
Prior Transfer Doc	0000280/94
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON OH
Property Address	151 LOCUST LN, CADIZ, OH 43907-1317
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 LOCUST LN, CADIZ, OH 43907-1317
Investor	Possibly a Property Investor

Mortgage

Document Number	00294/1894
Date	Oct 2, 2025
Book Page	294/1894
Instrument	202500003415

Lender

Name	IMPERIUM LENDING LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

May 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON OH
Recording Date	May 6, 2024
Property Address	151 LOCUST LN, CADIZ, OH 43907-1317
Document Number	00287/4903
Book / Page	287 / 4903
Instrument Date	Apr 30, 2024
Instrument	202400001595
Transaction Type	Subdivision Related Transfer
Record Updated	May 21, 2024
Title Company	THA TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400001596
Date	May 6, 2024
Instrument	202400001596

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

February 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HARRISON OH
Recording Date	Feb 17, 2023
Property Address	151 LOCUST LN, CADIZ, OH 43907-1317
Document Number	00282/2841
Book / Page	282 / 2841
Instrument Date	Jan 26, 2023
Instrument	202300000457
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 COUNTY ROAD 59, BERGHOLZ, OH 43908-7930

September 2022: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	HARRISON OH
Recording Date	Sep 6, 2022
Property Address	151 LOCUST LN, CADIZ, OH 43907-1317
Document Number	00280/2326
Book / Page	280 / 2326
Instrument Date	Aug 29, 2022
Instrument	202200002813
Transaction Type	Foreclosure
Record Updated	Sep 20, 2022
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 WEST END AVE STE 760, 760, NASHVILLE, TN 37203-6860

August 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	HARRISON OH
Recording Date	Aug 1, 2022
Property Address	151 LOCUST LN, CADIZ, OH 43907-1317
Document Number	0000280/94
Book / Page	280 / 94
Instrument Date	Aug 1, 2022
Instrument	202200002444
Transaction Type	Foreclosure
Record Updated	Aug 11, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HOME CAMPUS, DES MOINES, IA 50328-0001
Investor	Possibly a Property Investor

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARRISON OH
Recording Date	Apr 12, 2018
Property Address	151 LOCUST LN, CADIZ, OH 43907-1317
Document Number	00256/1433
Book / Page	256 / 1433
Instrument Date	Apr 11, 2018
Instrument	201800001281
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	151 LOCUST LN, CADIZ, OH 43907-1317

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Harrison County
County Subdivision	Cadiz Township
Municipality	Cadiz Village
Unified School District	Harrison Hills City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,318.00 (+0.08%) Additional exemption filed	$33,150 (-) Land $4,630 Building $28,520
2024	$1,317.00 (+1.23%) Additional exemption filed	$33,150 (-) Land $4,630 Building $28,520
2023	$1,301.00 (-9.21%) Homeowner's exemption Additional exemption filed	$33,150 (-3.8%) Land $4,630 Building $28,520	$94,720 (-3.8%) Land $13,230 Building $81,490
2022	$1,433.00 Homeowner's exemption Additional exemption filed	$34,460 Land $3,850 Building $30,610
2020			$98,460 Land $11,000 Building $87,460

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–2004)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADIZ VILLAGE PWS serves 3,353 people · EPA ID OH3400214
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Turbidity not recorded as resolved · Feb 2026
Treatment and Procedure	Lead service line inventory Oct 2024 No certified operator Jun 2024
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Smart Way Communications, Verizon.

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