151 Locust Ct, Arden, NC 28704 Property Records

Buncombe County property record for 151 Locust Ct, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,307 sqft · built 1989
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (May 2026)
Tax Bill	$1,245 (2025)
Deeds & Mortgages	May 2026 Sale May 2018 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`680108-2020-202`

Property Details

APN / Parcel Number

Primary APN	`680108-2020-202`
Alternative APNs	`9654-66-3096-00000` `965411663010000` `008200603`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,307 sqft Living Area
Gross Area	2,376 sqft
1st Floor Area	1,188 sqft
Basement Area	1,188 sqft
Finished Basement	119 sqft
Unfinished Basement	1,069 sqft
Utility Area	66 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	189 sqft
Deck Area	369 sqft
Patio Area	539 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	680108-2020-202
Street Address	151 LOCUST CT
City	ARDEN
State	NC
Zip	28704-2904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PLAT: 0109-0038
Legal Subdivision	ROYAL PINES SUDBIVISION
Legal Block	2
Legal Lot Number	52
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	2
Census Block	2025
Census Tract	2205

Owner

Source: Buncombe County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24 GRACELAND PL, ARDEN, NC 28704-9551
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 25, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 26, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	Aug 9, 1991
Deed Document Number	2026
Deed Book / Page	6593 / 1689
Prior Transfer Date	Aug 23, 2013
Prior Transfer Doc	0051410016
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	May 15, 2026
Property Address	151 LOCUST CT, ARDEN, NC 28704-2904
Document Number	6593001689
Book / Page	6593 / 1689
Instrument Date	May 14, 2026
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$50,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 GRACELAND PL, ARDEN, NC 28704-9551
Investor	Possibly a Property Investor

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	151 LOCUST CT, ARDEN, NC 28704-2904
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056670463
Date	May 25, 2018
Book Page	5667/0463

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	151 LOCUST CT, ARDEN, NC 28704-2904
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059861243
Date	Dec 1, 2020
Book Page	5986/1243

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	151 LOCUST CT, ARDEN, NC 28704-2904
Document Number	0058320315
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 LOCUST CT ARDEN NC 287042904, ARDEN, NC 28704-2904

Mortgage

Document Number	0058320315
Date	Nov 12, 2019
Book Page	005832/000315

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	151 LOCUST CT, ARDEN, NC 28704-2904
Document Number	0057450351
Instrument Date	Feb 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 LOCUST CT ARDEN NC 287042904, ARDEN, NC 28704-2904

Mortgage

Document Number	0057450351
Date	Feb 20, 2019
Book Page	005745/000351

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 19, 2029

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	151 LOCUST CT, ARDEN, NC 28704-2904
Document Number	0056930381
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 LOCUST CT ARDEN NC 287042904, ARDEN, NC 28704-2904

Mortgage

Document Number	0056930381
Date	Aug 15, 2018
Book Page	005693/000381

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,245.00 (+8.17%)	$238,200 (-) Land $52,900 Building $185,300	$238,200 (-) Land $52,900 Building $185,300
2023	$1,151.00	$238,200	$238,200 (-) Land $52,900 Building $185,300
2021			$238,200 Land $52,900 Building $185,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (2013–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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