Orange County and Chester Town property record for 151 Laroe Rd, Chester, NY 10918
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,177 sqft · built 1948 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Feb 2023) |
| Tax Bill | $7,719 (2024) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Feb 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 332289 7-1-5 |
| Primary APN | 332289 7-1-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,177 sqft Living Area |
| Gross Area | 1,437 sqft |
| 1st Floor Area | 841 sqft |
| Upper Floors Area | 336 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 32,234 sqft (0.74 acres) |
| Lot Dimensions | 153 ft deep x 129 ft wide |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 66 sqft |
| Shed | 1 Shed |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 7-1-5 |
|---|---|
| Street Address | 151 LAROE RD |
| City | CHESTER |
| State | NY |
| Zip | 10918-1468 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1 |
| Legal Description | CONVEYED TO JAMES LEATHAMON 4/88 W/LIFE RIGHTS TO EDITH LEATHAM |
| Legal Block | 1 |
| Legal Lot Number | 5.000 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | CHESTER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 14302 |
151 Laroe Rd is owned and occupied by two individuals who bought it in February 2023.
Source: Orange County and Chester Town records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 151 LAROE RD, CHESTER, NY 10918-1468 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2023 | Deed, Transfer · Stand-Alone First Mortgage MID-ISLAND MORTGAGE CORP |
| Feb 17, 2021 | Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU |
| Oct 9, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTEAD FUNDING CORP |
| Jun 27, 2019 | Deed of Trust, Mortgage · FHA Mortgage HOMESTEAD FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2023 · Amount on File |
| Deed Sale | Feb 8, 2023 · Amount on File |
| Deed Document Number | 202310047 |
| Deed Book / Page | 15378 / 572 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Feb 8, 2023 |
| Property Address | 151 LAROE RD, CHESTER, NY 10918-1468 |
| Document Number | 0000010047 |
| Book / Page | 15378 / 572 |
| Instrument Date | Feb 1, 2023 |
| Instrument | 20230010047 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 BROOKSIDE DR E # 30, 30, HARRIMAN, NY 10926-3025 |
| Document Number | 0000010048 |
|---|---|
| Date | Feb 8, 2023 |
| Instrument | 20230010048 |
| Name | MID-ISLAND MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 151 LAROE RD, CHESTER, NY 10918-1468 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009619 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 14899/1160 |
| Instrument | 20210009619 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 229 Months |
| Due | Mar 1, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 151 LAROE RD, CHESTER, NY 10918-1468 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000072173 |
|---|---|
| Date | Oct 9, 2019 |
| Book Page | 14636/1831 |
| Instrument | 20190072173 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 151 LAROE RD, CHESTER, NY 10918-1468 |
| Document Number | 0000072173 |
| Instrument Date | Jun 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Title Company | BENCHMARK TITLE COMPANY, BENCHMARK TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 146 FARMINGDALE RD CHESTER NY 109184604, CHESTER, NY 10918-4604 |
| Document Number | 0000072173 |
|---|---|
| Date | Oct 9, 2019 |
| Book Page | 014636/001831 |
| Instrument | 72173 |
| Name | HOMESTEAD FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | ALBANY, NY 12205 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 8, 2049 |
Source: Orange County and Chester Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Chester Town |
| Unified School District | Chester Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $122,000 Land $37,000 Building $85,000 | $334,000 | |
| 2024 | $7,719.00 | ||
| 2023 | $122,000 (-) Land $37,000 Building $85,000 | $297,600 (+17.54%) Land $90,256 Building $207,344 | |
| 2022 | $122,000 Land $37,000 Building $85,000 | $253,200 Land $76,790 Building $176,410 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 151 Laroe Rd in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 43 (1979–2023) |
| Claims Outside the SFHA | 6 of 43 |
| Most Recent Claim | Sep 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 151 Laroe Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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