151 Lafayette St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 151 Lafayette St, Schenectady, NY 12305

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details13,764 sqft · built 2015
Lot Size0.665 acres (28,980 sqft)
OwnerCompany Name on Record
Last Sale$115,000 (Aug 2013)
Tax Bill$36,482 (2026)
Deeds & MortgagesAug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN421500 39.81-1-5

Property Details

APN / Parcel Number

Primary APN421500 39.81-1-5
Alternative APN
  • 150003908100010050000000

Interior

Units3 Units
Stories2 Stories
Building Area13,764 sqft Gross Area
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Lot Area28,980 sqft (0.665 acres)
Lot Dimensions116 ft deep x 258 ft wide
Patio Area1,612 sqft
Canopy624 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address151 LAFAYETTE ST
CitySCHENECTADY
StateNY
Zip12305-2051
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code05 - COMME
Legal Description2 BRK AND BLK 0002360606 81,800
Legal Block1
Legal Lot Number5.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1018
Census Tract21001

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address151 LAFAYETTE ST, SCHENECTADY, NY 12305-2051
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2013 · Amount on Record
Deed SaleAug 2, 2013 · Amount on Record
Prior SaleSep 27, 2005 · Amount on Record
Deed Document Number201334399
Deed Book / Page1879 / 569
Prior Transfer DateAug 1, 2013
Prior Transfer Doc0000034399
Record UpdatedOct 29, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address151 LAFAYETTE ST, SCHENECTADY, NY 12305-2051
Document Number0000038831
Instrument DateAug 23, 2018
Transaction TypeMortgage
Record UpdatedSep 21, 2018
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10 MILL RD SCHENECTADY NY 12305, SCHENECTADY, NY 12305

Mortgage

Document Number0000038831
DateAug 30, 2018
Book Page004861/000066
Instrument38831
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
Address50 BEAVER ST, ALBANY, NY 12207-1538
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$36,482.00 (+10.19%)
2025$33,108.00 (+27.21%)$825,000 (-) Land $62,400 Building $762,600$1,366,120 (+30.82%) Land $103,328 Building $1,262,792
2023$825,000 (-) Land $62,400 Building $762,600$1,044,304 (+3.8%) Land $78,987 Building $965,317
2022$825,000 Land $62,400 Building $762,600$1,006,098 Land $76,098 Building $930,000
2021$26,027.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

May also be available: Massivemesh Networks.

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