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151 Kelsney Ridge Dr, Elgin, SC 29045 Property Records

Kershaw County property record for 151 Kelsney Ridge Dr, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details5,805 sqft · built 2019
Lot Size0.539 acres (23,522 sqft)
Owner2 Individual Names on Record
Last Sale$356,818 (Jun 2019)
Deeds & MortgagesNov 2020 Mortgage
Jun 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN358-00-00-175-SKB

Property Details

APN / Parcel Number

Primary APN358-00-00-175-SKB
Alternative APN
  • 2345

Interior

Stories2 Stories
Building Area5,805 sqft Gross Area

Exterior

Year BuiltBuilt 2019
Exterior MaterialVinyl
Lot Area23,522 sqft (0.539 acres)

Location & Zoning

Account Number2345
Old Parcel Number358-00-00-175 SKB
Street Address151 KELSNEY RIDGE DR
CityELGIN
StateSC
Zip29045-8396
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKELSNEY RIDGE SUBDIV PHASE 3A LOT 175
Legal SubdivisionKELSNEY RIDGE SUBD
Legal Phase3A
Legal Lot Number175
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group2
Census Block2015
Census Tract970908

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address151 KELSNEY RIDGE DR, ELGIN, SC 29045-8396
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2020Deed of Trust, Mortgage · VA Mortgage
MOVEMENT MTG
Jun 28, 2019Grant Deed, Subdivision Related Transfer · VA Mortgage
MOVEMENT MTG
Aug 29, 2018Grant Deed, Transfer
OTHER
Aug 29, 2018Loan Modification, Mortgage · Line of Credit
HOUSING CAP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 20, 2019 · Amount on Record
Deed SaleJun 20, 2019 · Amount on Record
Deed Document Number0004049237
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address151 KELSNEY RIDGE DR, ELGIN, SC 29045-8396
Document Number0000011578
Instrument DateNov 23, 2020
Transaction TypeMortgage
Record UpdatedDec 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address151 KELSNEY RIDGE DR ELGIN SC 290458396, ELGIN, SC 29045-8396

Mortgage

Document Number0000011578
DateDec 4, 2020
Book Page004360/000022
Instrument11578
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 3, 2050

June 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionKERSHAW SC
Recording DateJun 28, 2019
Property Address151 KELSNEY RIDGE DR, ELGIN, SC 29045-8396
Document Number0000005022
Book / Page004049 / 000237
Instrument DateJun 20, 2019
Instrument5022
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 22, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,320.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address151 KELSNEY RIDGE DR ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number5023
DateJun 28, 2019
Book Page004049/000240
Instrument5023
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 27, 2049

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKERSHAW SC
Recording DateAug 29, 2018
Property Address151 KELSNEY RIDGE DR, ELGIN, SC 29045-8396
Document Number0000006748
Book / Page003909 / 000313
Instrument DateAug 28, 2018
Instrument6748
Transaction TypeTransfer
Record UpdatedApr 22, 2020
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$296.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address120 CROMER RD LEXINGTON SC 290739444, LEXINGTON, SC 29073-9444
InvestorPossibly a Property Investor

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKERSHAW SC
Recording DateAug 29, 2018
Property Address151 KELSNEY RIDGE DR, ELGIN, SC 29045-8396
Book / Page003909 / 000316
Instrument DateAug 28, 2018
Instrument6749
Transaction TypeMortgage
Record UpdatedMay 16, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address151 KELSNEY RIDGE DR ELGIN SC 29045, ELGIN, SC 29045
InvestorPossibly a Property Investor

Mortgage

Document Number0000006749
DateAug 29, 2018
Book Page003909/000316
Instrument6749
Lender
NameHOUSING CAP
TypeFunding / Finance Company
Address201 S TRYON ST # 2ND, CHARLOTTE, NC 28202-3212
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$356,200 (-0.06%) Land $40,000 Building $316,200$356,200 (-0.06%)
2023$356,400 Land $40,000 Building $316,400$356,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 40% of South Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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