151 Jo Creek Ln, Harmony, NC 28634 Property Records

Iredell County property record for 151 Jo Creek Ln, Harmony, NC 28634

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,040 sqft · built 2022
Lot Size	1.46 acres (63,815 sqft)
Owner	Company Name on Record
Last Sale	$656,000 (Feb 2023)
Tax Bill	$1,556 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2023 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`4778-68-0994.000`

Property Details

APN / Parcel Number

Primary APN	`4778-68-0994.000`
Alternative APNs	`80068332` `80099981`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,040 sqft Heated Area
Gross Area	2,651 sqft
1st Floor Area	820 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	63,815 sqft (1.46 acres)
Lot Width	42 ft Width
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80099981
Street Address	151 JO CREEK LN
City	HARMONY
State	NC
Zip	28634-9139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L27-ROCK GATE EST-PII-PB-34-119
Legal Subdivision	MT BETHEL+RIMROCK+ROCK
Legal Block	68
Legal Lot Number	27
Jurisdiction	IREDELL NC
Township / Civil Division	TURNERSBURG
Census Block Group	1
Census Block	1028
Census Tract	60802

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1170 KANE CONCOURSE, 400, BAY HARBOR ISLANDS, FL 33154-2006
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN BUSN CAPITAL
Feb 24, 2023	Special Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Aug 17, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2023 · Amount on Record
Deed Sale	Feb 24, 2023 · Amount on Record
Prior Sale	Aug 17, 2021 · Amount on Record
Deed Book / Page	2977 / 257
Prior Transfer Date	Oct 24, 2011
Prior Transfer Doc	0021430654
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Recording Date	May 5, 2026
Property Address	151 JO CREEK LN, HARMONY, NC 28634-9139
Document Number	3212001416
Book / Page	3212 / 1416
Instrument Date	Apr 30, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership, 267

Mortgage

Document Number	3212001416,
Date	May 5, 2026
Book Page	3212/1416

Lender

Name	EVERGREEN BUSN CAPITAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Apr 8, 2029

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Feb 24, 2023
Property Address	151 JO CREEK LN, HARMONY, NC 28634-9139
Document Number	0002977257
Book / Page	2977 / 257
Map Reference	MB 34 PG 119&120
Instrument Date	Feb 23, 2023
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$1,312.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3091 GOVERNORS LAKE DR # DR300, DR300, PEACHTREE CORNERS, GA 30071-1143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1170 KANE CONCOURSE STE 400, 400, BAY HARBOR ISLANDS, FL 33154-2006
Investor	Possibly a Property Investor

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Aug 17, 2021
Property Address	151 JO CREEK LN, HARMONY, NC 28634-9139
Document Number	0028421000
Book / Page	2842 / 1000
Map Reference	MB 34 PG 119&120
Instrument Date	Aug 16, 2021
Transaction Type	Transfer
Record Updated	Dec 7, 2023

Transaction

Amount	Amount Recorded
Tax	$1,156.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2904 HARMONY HWY, HARMONY, NC 28634-9180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3091 GOVERNORS LAKE DR STE 300, 300, PEACHTREE CORNERS, GA 30071-1133
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,670 (-) Land $18,700 Building $234,970	$253,670 (-) Land $18,700 Building $234,970
2025	$1,556.00 (-0.64%)	$253,670 (-0.67%) Land $18,700 Building $234,970	$253,670 (-0.67%) Land $18,700 Building $234,970
2024	$1,566.00 (+26.8%)	$255,370 (+28.18%) Land $20,400 Building $234,970	$255,370 (+28.18%) Land $20,400 Building $234,970
2023	$1,235.00 (+3,237.84%)	$199,220 (+3,220.33%) Land $20,400 Building $178,820	$199,220 (+3,220.33%) Land $20,400 Building $178,820
2022	$37.00	$6,000 Land $6,000	$6,000 Land $6,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IREDELL WATER CORPORATION private · serves 29,370 people · EPA ID NC0149025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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