151 Island View Cir, Elgin, SC 29045 Property Records

Richland County property record for 151 Island View Cir, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,335 sqft · built 2008
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Last Sale	$605,000 (Jun 2018)
Tax Bill	$6,117 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`28907-02-04`

Property Details

APN / Parcel Number

Primary APN	`28907-02-04`
Alternative APNs	`R28907-02-04` `01945596`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,335 sqft Heated Area
Gross Area	7,080 sqft
1st Floor Area	2,791 sqft
Attic	Attic
Attic Area	1,093 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Garage Area	600 sqft
Parking Spaces	4 Parking Spaces
Porch	Screened Porch
Porch Area	634 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01945596
Street Address	151 ISLAND VIEW CIR
City	ELGIN
State	SC
Zip	29045-9182
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 44 140X178.6X140.2X185.6 #SU WOODCREEK FARMS DEV AREA B2 PH2
Legal Subdivision	THE RIDGE @ WOODCREEK
Legal Lot Number	44,140
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2041
Census Tract	11407

Owner

151 Island View Cir is owned and occupied by two individuals who bought it in June 2018.

Source: Richland County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	151 ISLAND VIEW CIR, ELGIN, SC 29045-9182
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2017	Deed of Trust, Mortgage · Line of Credit FIRST RELIANCE BK
Sep 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2018 · Amount on File
Deed Sale	Jun 15, 2018 · Amount on File
Deed Document Number	201841553
Deed Book / Page	2311 / 2556
Prior Transfer Date	Sep 5, 2017
Prior Transfer Doc	0022432411
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	151 ISLAND VIEW CIR, ELGIN, SC 29045-9182
Document Number	2267/0581
Book / Page	002267 / 000581
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 ISLAND VIEW CIR ELGIN SC 290459182, ELGIN, SC 29045-9182

Mortgage

Document Number	2267/0581
Date	Dec 14, 2017
Book Page	002267/000581
Instrument	93993

Lender

Name	FIRST RELIANCE BK
Type	Bank
Address	LEXINGTON, SC 29072

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND SC
Recording Date	Sep 14, 2017
Property Address	151 ISLAND VIEW CIR, ELGIN, SC 29045-9182
Document Number	2243/2411
Book / Page	002243 / 002411
Instrument Date	Sep 5, 2017
Instrument	67817
Transaction Type	Transfer
Record Updated	Oct 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	151 ISLAND VIEW CIR ELGIN SC 290459182, ELGIN, SC 29045-9182

Tax Assessment & Valuation

The 2025 property tax bill for 151 Island View Cir was $6,117.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,117.00	$695,700 (-)	$820,000 (-) Land $90,800 Building $729,200
2024		$695,700 (+2,774.79%)	$820,000 (+35.54%) Land $90,800 Building $729,200
2023	$5,208.00	$24,200	$605,000
2021	$5,499.00	$24,200	$605,000 Land $90,200 Building $514,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 151 Island View Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 151 Island View Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Island View Cir

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