Dickson County property record for 151 Howard Rd, White Bluff, TN 37187
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,680 sqft · built 1994 |
| Lot Size | 25.5 acres (1,113,394 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,106 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 022098 00516 |
| Primary APN | 022098 00516 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 1,113,394 sqft (25.5 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,610 sqft |
| Parking Spaces | 10 Parking Spaces |
| Porch | Porch |
| Porch Area | 842 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 151 HOWARD RD |
|---|---|
| City | WHITE BLUFF |
| State | TN |
| Zip | 37187-4726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DISTRICT: 12, COUNTY AREA: H02 |
| Jurisdiction | DICKSON TN |
| Township / Civil Division | 12 |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 60300 |
Source: Dickson County records, as of January 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 151 HOWARD RD, WHITE BLUFF, TN 37187-4726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK |
| Nov 2, 2020 | Deed of Trust, Mortgage · Conventional with PMI FIRST FED'L SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2020 |
| Deed Sale | Nov 2, 2020 |
| Deed Document Number | 0001473479 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DICKSON TN |
| Property Address | 151 HOWARD RD, WHITE BLUFF, TN 37187-4726 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00V1324315 |
|---|---|
| Date | Feb 5, 2018 |
| Book Page | V1324/315 |
| Instrument | 284829 |
| Name | COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DICKSON TN |
| Property Address | 151 HOWARD RD, WHITE BLUFF, TN 37187-4726 |
| Document Number | V1473473 |
| Instrument Date | Nov 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2020 |
| Title Company | TENNESSEE TITLE SERVICES LLC, TENNESSEE TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | V1473473 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 001473/000473 |
| Instrument | 319922 |
| Name | FIRST FED'L SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | DICKSON, TN 37055 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: Dickson County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Dickson County |
| Unified School District | Dickson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,106.00 Additional exemption filed | $65,450 Land $17,425 Building $48,025 | |
| 2024 | $423,100 Land $231,000 Building $192,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ignite Broadband Fiber | 2,500 / 2,500 |
5G and 4G LTE (outdoors only)
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