151 Highland Cliff Rd, Windham, ME 04062 Property Records

Cumberland County and Windham Town property record for 151 Highland Cliff Rd, Windham, ME 04062

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,510 sqft · built 1969
Lot Size	2.04 acres (89,167 sqft)
Owner	2 Individual Names on Record
Last Sale	$276,800 (Aug 2017)
Tax Bill	$4,834 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Aug 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`J1786R`

Property Details

APN / Parcel Number

Primary APN	`J1786R`
Alternative APNs	`WINM M:3 B:38 L:1` `003038001000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,510 sqft Living Area
Gross Area	3,190 sqft
1st Floor Area	1,510 sqft
Basement Area	858 sqft
Unfinished Basement	858 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	89,167 sqft (2.04 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	J1786R
Street Address	151 HIGHLAND CLIFF RD
City	WINDHAM
State	ME
Zip	04062-4019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Block	38
Legal Lot Number	1
Jurisdiction	WINDHAM ME
Township / Civil Division	WINDHAM
Census Block Group	1
Census Block	1006
Census Tract	4803

Owner

Source: Cumberland County and Windham Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	151 HIGHLAND CLIFF RD, WINDHAM, ME 04062-4019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Deed of Trust, Mortgage · Line of Credit TOWN & COUNTRY FCU
Aug 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Aug 21, 2017	Warranty Deed, Transfer MERRIMACK MTG CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2017 · Amount on Record
Deed Sale	Aug 21, 2017 · Amount on Record
Prior Sale	Jul 14, 2014 · Amount on Record
Deed Document Number	201741239
Deed Book / Page	34248 / 156
Transfer Doc	31632-0257
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	151 HIGHLAND CLIFF RD, WINDHAM, ME 04062-4019
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0395290085
Date	Jun 27, 2022
Book Page	39529/85
Instrument	32872

Lender

Name	TOWN & COUNTRY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	151 HIGHLAND CLIFF RD, WINDHAM, ME 04062-4019
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0370660001
Date	Aug 18, 2020
Book Page	37066/1
Instrument	49843

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDHAM ME
Recording Date	Aug 21, 2017
Property Address	151 HIGHLAND CLIFF RD, WINDHAM, ME 04062-4019
Document Number	0342480156
Book / Page	34248 / 0156
Instrument	000000041239
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041240
Date	Aug 21, 2017
Instrument	000000041240

Lender

Name	MERRIMACK MTG CO

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

Tax Assessment & Valuation

Source: Cumberland County and Windham Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Windham Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,834.00 (+5.16%)	$400,800 (-) Land $131,800 Building $269,000
2024	$4,597.00 (+8.22%)	$400,800 (+5.67%) Land $131,800 Building $269,000
2023	$4,248.00 (+5.02%)	$379,300 (+8.87%) Land $122,600 Building $256,700
2022	$4,045.00	$348,400 Land $109,300 Building $239,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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