151 High Cliffs Trl, Black Mountain, NC 28711 Property Records

Buncombe County property record for 151 High Cliffs Trl, Black Mountain, NC 28711

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 4,087 sqft · built 2023
Lot Size13.9 acres (605,484 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (Jul 2018)
Tax Bill$9,196 (2025)
Deeds & MortgagesAug 2022 Mortgage
Jul 2018 Sale
Flood ZoneZone X (minimal risk)
APN0646-07-1429-00000

Property Details

APN / Parcel Number

Primary APN0646-07-1429-00000
Alternative APN
  • 008177525

Interior

Bedrooms3 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,087 sqft Living Area
Gross Area3,264 sqft
1st Floor Area1,632 sqft

Exterior

Year BuiltBuilt 2023
Architectural StyleConventional
Foundation TypePier/Post & Beam
Roof TypeFlat
Roof MaterialMetal
Lot Area605,484 sqft (13.9 acres)
Garage Area702 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area744 sqft
Patio Area66 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number008177525
Street Address151 HIGH CLIFFS TRL
CityBLACK MOUNTAIN
StateNC
Zip28711-8910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDEED DATE:07/26/2018 DEED
Legal DescriptionDEED DATE:07/26/2018 DEED:5687-0215 SUBDIV:HIGH CLIFFS AT ROUND MOUNTAIN LOT:14 PLAT:0162-0083
Legal SubdivisionHIGH CLIFFS AT ROUND MOUNTAIN
Legal Lot Number14
JurisdictionBUNCOMBE NC
Township / Civil DivisionBROAD RIVER
Census Block Group1
Census Block1019
Census Tract3205

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address915 MAGNOLIA AVE, CHARLOTTE, NC 28203-5751
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Jul 26, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2018 · Amount on Record
Deed SaleJul 26, 2018 · Amount on Record
Prior SaleAug 2, 2016 · Amount on Record
Deed Document Number0005687215
Deed Book / Page5687 / 215
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address151 HIGH CLIFFS TRL, BLACK MOUNTAIN, NC 28711-8910
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0062451656
DateAug 3, 2022
Book Page6245/1656
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term373 Months
DueSep 1, 2053

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateJul 26, 2018
Property Address151 HIGH CLIFFS TRL, BLACK MOUNTAIN, NC 28711-8910
Document Number0056870215
Book / Page005687 / 000215
Instrument DateJul 25, 2018
Transaction TypeTransfer
Record UpdatedAug 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$350.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address915 MAGNOLIA AVE CHARLOTTE NC 282035751, CHARLOTTE, NC 28203-5751

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,196.00 (+708.8%)$1,301,500 (+653.18%)
2023$1,137.00$172,800$172,800 (-86.72%) Land $172,800
2021$1,301,500 Land $172,800 Building $1,128,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (2004–2024)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 73% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

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