151 Hardy Rd, Rincon, GA 31326 Property Records

Effingham County property record for 151 Hardy Rd, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,632 sqft · built 1994
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Apr 1994)
Tax Bill	$1,967 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Apr 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R2190-004-000`

Property Details

APN / Parcel Number

Primary APN	`R2190-004-000`
Alternative APNs	`00900012000` `R2190004` `23484`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,632 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	217,800 sqft (5 acres)
Porch	Patio
Porch Area	413 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23484
Street Address	151 HARDY RD
City	RINCON
State	GA
Zip	31326-9736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	5.00 AC TR 2 PAR A
Legal Subdivision	OLD AARON HOLMES TR 2
Legal Tract	2
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2008
Census Tract	30306

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	151 HARDY RD, RINCON, GA 31326-9736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2017	Deed of Trust, Mortgage AGSOUTH FARM CREDIT
Apr 9, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Dec 28, 2017	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Feb 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage AGSOUTH FARM CREDIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 1994 · Amount on Record
Deed Sale	Apr 21, 1994 · Amount on Record
Deed Book / Page	358 / 145
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	151 HARDY RD, RINCON, GA 31326-9736
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002390/404
Date	Feb 16, 2017
Book Page	2390/404
Instrument	001327

Lender

Name	AGSOUTH FARM CREDIT

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Mar 1, 2018

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	151 HARDY RD, RINCON, GA 31326-9736
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002459/267
Date	Apr 9, 2018
Book Page	2459/267
Instrument	002753

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	151 HARDY RD, RINCON, GA 31326-9736
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2459/267
Date	Apr 9, 2018
Book Page	2459/267
Instrument	002753

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	151 HARDY RD, RINCON, GA 31326-9736
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2444/598
Date	Dec 28, 2017
Book Page	2444/598
Instrument	011496

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	151 HARDY RD, RINCON, GA 31326-9736
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2390/404
Date	Feb 16, 2017
Book Page	2390/404
Instrument	001327

Lender

Name	AGSOUTH FARM CREDIT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 1, 2018

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Rincon City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,136 (-) Land $61,510 Building $96,626	$395,340 (-) Land $153,776 Building $241,564
2025	$1,967.00 (+11%) Homeowner's exemption Senior Citizen's exemption	$158,136 (+11.53%) Land $61,510 Building $96,626	$395,340 (+11.53%) Land $153,776 Building $241,564
2024	$1,772.00 (+3.57%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$141,794 (+31.67%) Land $45,460 Building $96,334	$354,484 (+31.67%) Land $113,649 Building $240,835
2022	$1,711.00 Homeowner's exemption	$107,692 Land $32,215 Building $75,477	$269,229 Land $80,537 Building $188,692

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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