151 Greenfield Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 151 Greenfield Rd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,889 sqft · built 1988
Lot Size	0.48 acres (20,922 sqft)
Owner	Individual Name on File
Last Sale	$308,000 (Jan 2018)
Tax Bill	$3,385 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage Aug 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`27-28-29-000000-041180`

Property Details

APN / Parcel Number

Primary APN	`27-28-29-000000-041180`
Alternative APNs	`292827000000041180` `92827000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,889 sqft Living Area
Gross Area	3,529 sqft
1st Floor Area	1,844 sqft
Upper Floors Area	1,045 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	20,922 sqft (0.48 acres)
Lot Dimensions	190 ft deep x 110 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	640 sqft
Pool Type	Spa / Hot Tub (No Pool)
Porch	Screened/Unfinished Porch
Porch Area	710 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	151 GREENFIELD RD
City	WINTER HAVEN
State	FL
Zip	33884-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BEG 1321.85 FT N & 1718.58 FT E OF SW COR OF SEC RUN S 09 DEG 58 30 E 75 FT TO PT ON CURVE RUN SELY ALONG CURVE A CHORD DISTANCE 35.05 FT S 80 DEG 01 30 W 191.80 FT N 09 DEG 58 30 W 110 FT N 80 DEG 01 30 E 190 FT TO POB BEING LOT 74 OF UNREC CYPRESSW
Legal Range	27E
Legal Township	28S
Legal Section	29
Legal Subdivision	CYPRESSWOOD
Legal Tract	000000
Legal Block	2
Legal Lot Number	74
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2048
Census Tract	14123

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	151 GREENFIELD RD, WINTER HAVEN, FL 33884-1304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2018	Warranty Deed, Transfer · Conventional with PMI GENEVA FIN'L
Aug 15, 2017	Trustee's Deed, Construction Loan · Line of Credit MIDFLORIDA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2018 · Amount on File
Deed Sale	Jan 24, 2018 · Amount on File
Prior Sale	Nov 4, 2015 · Amount on File
Deed Document Number	201817048
Deed Book / Page	10376 / 883
Record Updated	Oct 29, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 24, 2018
Property Address	151 GREENFIELD RD, WINTER HAVEN, FL 33884-1304
Document Number	0103760883
Book / Page	010376 / 000883
Instrument Date	Jan 10, 2018
Instrument	17048
Transaction Type	Transfer
Record Updated	Feb 7, 2018
Title Company	ADVANTAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,156.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5902 US HWY 1792 W LAKE ALFRED FL 33850, LAKE ALFRED, FL 33850

Mortgage

Document Number	103760885
Date	Jan 24, 2018
Book Page	010376/000885
Instrument	17049

Lender

Name	GENEVA FIN'L
Type	Funding / Finance Company
Address	TEMPE, AZ 85283

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2048

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	POLK FL
Recording Date	Aug 15, 2017
Property Address	151 GREENFIELD RD, WINTER HAVEN, FL 33884-1304
Document Number	0102331790
Book / Page	010233 / 001790
Instrument Date	Aug 3, 2017
Instrument	156463
Transaction Type	Construction Loan
Record Updated	Aug 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	151 GREENFIELD RD WINTER HAVEN FL 338841304, WINTER HAVEN, FL 33884-1304

Mortgage

Document Number	102331790
Date	Aug 15, 2017
Book Page	010233/001790
Instrument	156463

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 14, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,186 (+2.7%)	$369,461 (-2.39%) Land $75,900 Building $293,561
2025	$3,385.00 (-8.69%) Homeowner's exemption	$302,031 (+5.99%)	$378,513 (-0.25%) Land $75,900 Building $302,613
2023	$3,707.00 (+2.77%) Homeowner's exemption	$284,970 (+3%)	$379,444 (+14.73%) Land $73,370 Building $306,074
2022	$3,607.00 Homeowner's exemption	$276,670	$330,731 Land $60,720 Building $270,011

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 105 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Frontier, Verizon.

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