151 Gorge Rd, Middleburgh, NY 12122 Property Records

Schoharie County and Middleburgh Town property record for 151 Gorge Rd, Middleburgh, NY 12122

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,221 sqft · built 1940
Lot Size0.62 acres (27,007 sqft)
OwnerIndividual Name on File
Last Sale$51,500 (May 1999)
Tax Bill$4,967 (2026)
Deeds & MortgagesOct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN433801 106.20-1-4

Property Details

APN / Parcel Number

Primary APN433801 106.20-1-4
Alternative APNs
  • 380110602000010040000000
  • 491A100034

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,221 sqft Living Area
1st Floor Area870 sqft
Upper Floors Area351 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area27,007 sqft (0.62 acres)
Lot Dimensions195 ft deep x 145 ft wide
Garage TypeAttached
Garage Area250 sqft
Parking Spaces1 Parking Space
Patio Area352 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number491A100034
Street Address151 GORGE RD
CityMIDDLEBURGH
StateNY
Zip12122-6311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description1 STORY FR
Legal Block1
Legal Lot Number4.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionMIDDLEBURGH
Census Block Group5
Census Block5005
Census Tract740700

Owner

151 Gorge Rd is owned and occupied by an individual who bought it in May 1999.

Source: Schoharie County and Middleburgh Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address151 GORGE RD, MIDDLEBURGH, NY 12122-6311
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 1999 · Amount on File
Deed SaleMay 4, 1999 · Amount on File
Prior SaleMay 4, 1999
Deed Book / Page652 / 64
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address151 GORGE RD, MIDDLEBURGH, NY 12122-6311
Transaction TypeMortgage
Record UpdatedNov 22, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001820/0000000007
DateOct 29, 2018
Book Page0000001820/0000000007
Instrument000000752533
Lender
NameSTATE EMPLOYEE FCU (NY)
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 151 Gorge Rd was $4,967 with a homeowner's exemption, up 14.6% from the year before.

Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionMiddleburgh Town
MunicipalityMiddleburgh Village
Unified School DistrictMiddleburgh Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,967.00 (+14.61%) Homeowner's exemption
2025$4,334.00$64,800 Land $14,200 Building $50,600$139,355 Land $30,538 Building $108,817
2023$64,800 (-) Land $14,200 Building $50,600$127,059 (+5.88%) Land $27,843 Building $99,216
2022$64,800 Land $14,200 Building $50,600$120,000 Land $26,296 Building $93,704
2021$1,108.00 (-67.01%)
2020$3,359.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 151 Gorge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 50 policies
Nearby Flood Policies50 in force
Nearby Flood Claims124 (1980–2021)
Claims Outside the SFHA11 of 124
Most Recent ClaimJul 2021 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 73 claims
  • Severe Storms And Flooding, Apr 2005 · 23 claims
  • Flooding, Apr 1987 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 151 Gorge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLEBURGH VILLAGE
serves 1,500 people · EPA ID NY4700096
Water SourceGroundwater
Last State InspectionSep 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
MIDTEL
Fiber
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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