151 Garden St, Lawrence, MA 01840 Property Records

Essex County and Lawrence City property record for 151 Garden St, Lawrence, MA 01840

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,332 sqft · built 2002
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$79,900 (Dec 1998)
Tax Bill	$5,880 (2026)
Deeds & Mortgages	Jan 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`107 0000 0072 A`

Property Details

APN / Parcel Number

Primary APN	`107 0000 0072 A`
Alternative APN	`LAWR M:0107 B:0000 L:0072`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,332 sqft Living Area
Gross Area	3,676 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	107 0000 0072 A
Street Address	151 GARDEN ST
City	LAWRENCE
State	MA
Zip	01840-1608
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B2
Legal Lot Number	72
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1019
Census Tract	251000

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	151 GARDEN ST, LAWRENCE, MA 01840-1608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 1998 · Amount on Record
Deed Sale	Dec 29, 1998 · Amount on Record
Prior Sale	May 20, 1996 · Amount on Record
Last Transfer Date	Nov 9, 2019
Transfer Doc	016159-321
Record Updated	Oct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Jan 21, 2020
Property Address	151 GARDEN ST, LAWRENCE, MA 01840-1608
Document Number	016159-318
Book / Page	16159 / 318
Instrument Date	Nov 9, 2019
Instrument	1402
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	151 GARDEN ST, LAWRENCE, MA 01840-1608

Mortgage

Document Number	016159-321
Date	Jan 21, 2020
Book Page	16159/321
Instrument	1403

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Feb 1, 2034

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,880.00 (+4.38%)	$680,600 (+6.33%) Land $143,500 Building $537,100	$645,800
2025	$5,633.00 (-1%)	$640,100 (+4.06%) Land $143,500 Building $496,600
2024	$5,690.00 (-1.13%)	$615,100 (+8.6%) Land $150,800 Building $464,300
2023	$5,755.00	$566,400 Land $145,600 Building $420,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	22 units insured incl. 18 condo units
Nearby Flood Claims	6 (1987–2022)
Most Recent Claim	Feb 2022 · other causes
Claims by Event	Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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