151 Franklin Cir, Fort Oglethorpe, GA 30742 Property Records

Catoosa County property record for 151 Franklin Cir, Fort Oglethorpe, GA 30742

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,475 sqft · built 2018
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$288,000 (Aug 2023)
Tax Bill	$2,515 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0002J213`

Property Details

APN / Parcel Number

Primary APN	`0002J213`
Alternative APN	`28704`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,475 sqft Heated Area
1st Floor Area	1,475 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Vinyl
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	93 ft deep x 76 ft wide
Garage Area	441 sqft
Porch	Open Porch
Porch Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28704
Street Address	151 FRANKLIN CIR
City	FORT OGLETHORPE
State	GA
Zip	30742-4258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FOR R-3
Legal Description	LOT 213 HERITAGE WOODS PHASE 5
Legal Subdivision	HERITAGE WOODS
Legal Phase	5
Legal Lot Number	213
Jurisdiction	CATOOSA GA
Township / Civil Division	FORT OGLETHORPE-LAKEVIEW
Census Block Group	3
Census Block	3023
Census Tract	30502

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	151 FRANKLIN CIR, FORT OGLETHORPE, GA 30742-4258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE
Oct 9, 2020	Deed with Mortgage, Transfer · Conventional with PMI FIRST CMNTY MTG INC
Jun 15, 2018	Warranty Deed, Subdivision Related Transfer · Conventional with PMI TENNESSEE VLY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2023 · Amount on Record
Deed Sale	Aug 9, 2023 · Amount on Record
Prior Sale	Sep 30, 2020 · Amount on Record
Deed Document Number	D2023005117
Deed Book / Page	2289 / 308
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Aug 9, 2023
Property Address	151 FRANKLIN CIR, FORT OGLETHORPE, GA 30742-4258
Document Number	0022890308
Book / Page	2289 / 308
Instrument Date	Aug 7, 2023
Instrument	D2023005117
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	151 FRANKLIN CIR, FORT OGLETHORPE, GA 30742-4258

Mortgage

Document Number	0022890000000311
Date	Aug 9, 2023
Book Page	0000002289/0000000311
Instrument	D2023005118

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

October 2020: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	CATOOSA GA
Recording Date	Oct 9, 2020
Property Address	151 FRANKLIN CIR, FORT OGLETHORPE, GA 30742-4258
Document Number	0020850039
Book / Page	002085 / 000039
Instrument Date	Sep 30, 2020
Instrument	8296
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	CHATTANOOGA TITLE-DOWNTOWN LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 FRANKLIN CIR FORT OGLETHORPE GA 307424258, FORT OGLETHORPE, GA 30742-4258

Mortgage

Document Number	20850041
Date	Oct 9, 2020
Book Page	002085/000041
Instrument	8296

Lender

Name	FIRST CMNTY MTG INC
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2050

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jun 15, 2018
Property Address	151 FRANKLIN CIR, FORT OGLETHORPE, GA 30742-4258
Document Number	0019400533
Book / Page	001940 / 000533
Instrument Date	Jun 5, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 3, 2018
Title Company	CHOICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 FRANKLIN CIR FORT OGLETHORPE GA 307424258, FORT OGLETHORPE, GA 30742-4258

Mortgage

Document Number	19400535
Date	Jun 15, 2018
Book Page	001940/000535

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Municipality	Fort Oglethorpe City
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,515.00 (-6.71%) Homeowner's exemption	$128,860 (+34.24%) Land $12,000 Building $116,860	$322,149 (+34.24%) Land $30,000 Building $292,149
2023	$2,696.00 (+27.89%)	$95,992 (+27.85%) Land $12,000 Building $83,992	$239,979 (+27.85%) Land $30,000 Building $209,979
2022	$2,108.00	$75,083 Land $12,000 Building $63,083	$187,707 Land $30,000 Building $157,707

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT OGLETHORPE serves 8,313 people · EPA ID GA0470001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ringgold Telephone Company.

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