151 Four Islands Trl, Lanexa, VA 23089 Property Records

New Kent County property record for 151 Four Islands Trl, Lanexa, VA 23089

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,956 sqft · built 1978
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jun 2004)
Tax Bill	$4,863 (2024)
Deeds & Mortgages	Nov 2021 Refinance Jan 2019 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`52A3 2 106`

Property Details

APN / Parcel Number

Primary APN	`52A3 2 106`
Alternative APNs	`5243` `5382`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,956 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Low
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	5382
Old Parcel Number	52 A3 2 106
Street Address	151 FOUR ISLANDS TRL
City	LANEXA
State	VA
Zip	23089-6036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ROA
Legal Description	THE COLONIES 1 AC DB 408/179
Legal Subdivision	THE COLONIES
Legal Block	2
Legal Lot Number	106
Jurisdiction	NEW KENT VA
Township / Civil Division	4
Census Block Group	1
Census Block	1058
Census Tract	700301

Owner

151 Four Islands Trl is owned and occupied by two individuals who bought it in June 2004.

Source: New Kent County records, as of November 21, 2025

Owner of Record	2 Individual Names on File
Mailing Address	151 FOUR ISLANDS TRL, LANEXA, VA 23089-6036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION
Jan 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LANGLEY FCU
May 10, 2019	Deed of Trust, Mortgage · VA Mortgage USAA FEDERAL SAVINGS BANK
Apr 9, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FEDERAL SAVINGS BANK
Apr 28, 2017	Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION
May 10, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance USAA FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2004 · Amount on File
Deed Sale	Jun 25, 2004 · Amount on File
Deed Document Number	0000408179
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW KENT VA
Property Address	151 FOUR ISLANDS TRL, LANEXA, VA 23089-6036
Transaction Type	Mortgage
Record Updated	Jan 20, 2022
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210006143
Date	Nov 18, 2021
Instrument	210006143

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW KENT VA
Property Address	151 FOUR ISLANDS TRL, LANEXA, VA 23089-6036
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000684/859
Date	Jan 16, 2019
Book Page	684/859
Instrument	190000120

Lender

Name	LANGLEY FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	470 Months
Due	Mar 22, 2058

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW KENT VA
Property Address	151 FOUR ISLANDS TRL, LANEXA, VA 23089-6036
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000687/971
Date	May 10, 2019
Book Page	687/971
Instrument	190001210

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.13%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW KENT VA
Property Address	151 FOUR ISLANDS TRL, LANEXA, VA 23089-6036
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATL TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200001274
Date	Apr 9, 2020
Instrument	200001274

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.38%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW KENT VA
Property Address	151 FOUR ISLANDS TRL, LANEXA, VA 23089-6036
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	664/1778
Date	Apr 28, 2017
Book Page	664/1778
Instrument	170001294

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Mar 29, 2057

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW KENT VA
Property Address	151 FOUR ISLANDS TRL, LANEXA, VA 23089-6036
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	687/971
Date	May 10, 2019
Book Page	687/971
Instrument	190001210

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.13%

Tax Assessment & Valuation

Source: New Kent County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	New Kent County
Unified School District	New Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$810,600 Land $325,600 Building $485,000	$810,600 Land $325,600 Building $485,000
2024	$4,863.00 (+9.16%)
2023	$4,455.00	$665,000 Land $288,800 Building $376,200	$665,000 Land $288,800 Building $376,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 151 Four Islands Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 151 Four Islands Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	1,000 / 35

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Four Islands Trl

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