151 Emerald Ave, Fort Pierce, FL 34945 Property Records

St. Lucie County property record for 151 Emerald Ave, Fort Pierce, FL 34945

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,131 sqft · built 1971
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$77,000 (Oct 2012)
Tax Bill	$612 (2024)
Deeds & Mortgages	Sep 2023 Line of Credit Sep 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2309-801-0002-000-7`

Property Details

APN / Parcel Number

Primary APN	`2309-801-0002-000-7`
Alternative APN	`13344`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,131 sqft Living Area
Gross Area	3,174 sqft
1st Floor Area	1,131 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	50,530 sqft (1.16 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	40 sqft
Patio Area	687 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	13344
Street Address	151 EMERALD AVE
City	FORT PIERCE
State	FL
Zip	34945-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1 COUNT
Legal Description	WEST FORT PIERCE ESTATES -UNRECORDED PLAT IN SEC 9-35-39-LOT 2 (1.16 AC) (OR 3441-1225)
Legal Range	39E
Legal Township	35S
Legal Section	09
Legal Subdivision	WEST FORT PIERCE ESTATES (UNRECORDED)
Legal Lot Number	2
Jurisdiction	ST LUCIE FL
Township / Civil Division	WEST ST. LUCIE
Census Block Group	2
Census Block	2001
Census Tract	382202

Owner

Source: St. Lucie County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	151 EMERALD AVE, FORT PIERCE, FL 34945-2122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Sep 7, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Dec 6, 2019	Deed of Trust, Mortgage · FHA Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2012 · Amount on Record
Deed Sale	Oct 11, 2012 · Amount on Record
Prior Sale	Mar 19, 2012 · Amount on Record
Deed Document Number	20123756588
Deed Book / Page	3441 / 1225
Prior Transfer Date	Oct 8, 2012
Prior Transfer Doc	0034411225
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	151 EMERALD AVE, FORT PIERCE, FL 34945-2122
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 EMERALD AVE, FORT PIERCE, FL 34945-2122

Mortgage

Document Number	0050421223
Date	Sep 12, 2023
Book Page	5042/1223
Instrument	5240874

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 2, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	151 EMERALD AVE, FORT PIERCE, FL 34945-2122
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 EMERALD AVE, FORT PIERCE, FL 34945-2122

Mortgage

Document Number	0048851132
Date	Sep 7, 2022
Book Page	4885/1132
Instrument	5094113

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	151 EMERALD AVE, FORT PIERCE, FL 34945-2122
Transaction Type	Mortgage
Record Updated	Jul 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 EMERALD AVE, FORT PIERCE, FL 34945-2122

Mortgage

Document Number	0046371023
Date	Jun 25, 2021
Book Page	4637/1023
Instrument	4885478

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	151 EMERALD AVE, FORT PIERCE, FL 34945-2122
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041821410
Date	Sep 21, 2018
Book Page	4182/1410
Instrument	4482340

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2033

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	151 EMERALD AVE, FORT PIERCE, FL 34945-2122
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043550693
Date	Dec 6, 2019
Book Page	4355/0693
Instrument	4649651

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,065 (-76.64%)	$329,600 (+11.46%) Land $190,100 Building $139,500
2024	$612.00 (+0.82%)
2023	$607.00 (+1.51%) Additional exemption filed	$295,700 (+367.38%) Land $154,700 Building $141,000	$295,700 (+22.95%) Land $154,700 Building $141,000
2022	$598.00 Homeowner's exemption	$63,267	$240,500 Land $121,600 Building $118,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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