151 Elm St, Winsted, CT 06098 Property Records

Winchester Town property record for 151 Elm St, Winsted, CT 06098

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,191 sqft · built 1880
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Apr 2025)
Tax Bill	$4,637 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage
APN	`WINC M:110 B:050 L:016`

Property Details

APN / Parcel Number

Primary APN	`WINC M:110 B:050 L:016`
Alternative APNs	`WSTR M:110 B:050 L:016` `3230`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,191 sqft Living Area
Gross Area	4,118 sqft
1st Floor Area	1,311 sqft
Basement Area	1,128 sqft
Unfinished Basement	1,128 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	10,454 sqft (0.24 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3230
Street Address	151 ELM ST
City	WINSTED
State	CT
Zip	06098-1626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	50
Legal Lot Number	16
Jurisdiction	WINCHESTER CT
Township / Civil Division	WINCHESTER
Census Block Group	2
Census Block	2000
Census Tract	320101

Owner

151 Elm St is owned and occupied by two individuals who bought it in April 2025.

Source: Winchester Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	151 ELM ST, WINSTED, CT 06098-1626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2025 · Amount on File
Deed Sale	Apr 28, 2025 · Amount on File
Deed Document Number	20252025-00000766
Deed Book / Page	489 / 795
Record Updated	Sep 20, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER CT
Recording Date	Apr 28, 2025
Property Address	151 ELM ST, WINSTED, CT 06098-1626
Document Number	000489-795
Book / Page	489 / 795
Instrument Date	Apr 23, 2025
Instrument	2025-00000766
Transaction Type	Transfer
Record Updated	May 21, 2025
Title Company	NONE AVILABALE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	1535460020
Date	Apr 28, 2025
Instrument	1535460020

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 151 Elm St was $4,637.

Source: Winchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,637.00	$158,970 Land $24,150 Building $134,820	$111,279 Land $16,905 Building $94,374
2024	$4,637.00 (+10.54%)
2023	$4,195.00 (+10.22%)	$158,970 (+40.1%) Land $24,150 Building $134,820
2022	$3,806.00	$113,470 Land $17,500 Building $95,970

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 151 Elm St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 151 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINSTED WATER WORKS serves 7,784 people · EPA ID CT1620011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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