Branch County property record for 151 Elm St, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 2,760 sqft |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $20,000 (Jul 1994) |
| Tax Bill | $1,476 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 301-000-000-304-00 |
| Primary APN | 301-000-000-304-00 |
|---|
| Building Area | 2,760 sqft Building Perimeter |
|---|
| Lot Area | 22,216 sqft (0.51 acres) |
|---|
| Street Address | 151 ELM ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-2008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 1/2 OF 8 RDS 15 FT S OF S LI PERKINS ST ON E LI ELM ST TH S TO N LI NYC R/R TH E ALG N LI SD R/R 11 RDS TH N 8 RDS 15 FT TH |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 22 |
| Legal Lot Number | 60 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 951400 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 151 ELM ST, COLDWATER, MI 49036-2008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 1994 · Amount on Record |
| Deed Sale | Jul 16, 1994 · Amount on Record |
| Prior Sale | Jul 1, 1994 |
| Deed Book / Page | 626 / 856 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 151 ELM ST, COLDWATER, MI 49036-2008 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 151 ELM ST, COLDWATER, MI 49036-2008 |
| Document Number | 202106215 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 2021-06215 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,250 (+12.5%) | $238,500 (+12.5%) | |
| 2025 | $1,476.00 (+3.72%) | $106,000 | $212,000 |
| 2024 | $1,423.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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