Erath County property record for 151 Elk Cv, Stephenville, TX 76401
| Property Type | Single Family Home |
|---|---|
| Details | 1,625 sqft · built 2019 |
| Lot Size | 0.227 acres (9,888 sqft) |
| Owner | Individual Name on File |
| Last Sale | $231,400 (Feb 2020) |
| Tax Bill | $5,477 (2026) |
| Deeds & Mortgages | Sep 2019 Construction Loan Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R000075358 |
| Primary APN | R000075358 |
|---|---|
| Alternative APN |
|
| Building Area | 1,625 sqft Living Area |
|---|---|
| 1st Floor Area | 1,625 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 9,888 sqft (0.227 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Porch |
| Porch Area | 185 sqft |
| Account Number | R.4067.00960.00.0 |
|---|---|
| Street Address | 151 ELK CV |
| City | STEPHENVILLE |
| State | TX |
| Zip | 76401-1106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S4067 ELK RIDGE ESTATES; PHASE III; BLOCK 5; LOT 6 |
| Legal Subdivision | ELK RIDGE ESTATES |
| Legal Phase | III |
| Legal Block | 5 |
| Legal Lot Number | 6 |
| Jurisdiction | ERATH TX |
| Township / Civil Division | STEPHENVILLE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950203 |
151 Elk Cv is owned and occupied by an individual who bought it in February 2020.
Source: Erath County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 151 ELK CV, STEPHENVILLE, TX 76401-1106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2019 | Deed of Trust, Mortgage · Construction Mortgage INTERBANK |
| Feb 6, 2020 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2020 · Amount on File |
| Deed Sale | Feb 6, 2020 · Amount on File |
| Deed Document Number | 2020685 |
| Prior Transfer Date | Feb 5, 2020 |
| Prior Transfer Doc | 0202000685 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERATH TX |
| Property Address | 151 ELK CV, STEPHENVILLE, TX 76401-1106 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Title Company | CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0201905573 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 2019-05573 |
| Name | INTERBANK |
|---|---|
| Type | Bank |
| Address | STEPHENVILLE, TX 76401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ERATH TX |
| Recording Date | Feb 6, 2020 |
| Property Address | 151 ELK CV, STEPHENVILLE, TX 76401-1106 |
| Document Number | 0202000685 |
| Map Reference | CAB B SL 159A |
| Instrument Date | Feb 5, 2020 |
| Instrument | 2020-00685 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 TANGLEWOOD CIR, STEPHENVILLE, TX 76401-1628 |
| Document Number | 0202000686 |
|---|---|
| Date | Feb 6, 2020 |
| Instrument | 2020-00686 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2035 |
The 2026 property tax bill for 151 Elk Cv was $5,477 with a homeowner's exemption, up 33.8% from the year before.
Source: Erath County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Erath County |
| Municipality | Stephenville City |
| Unified School District | Stephenville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,477.00 (+33.78%) | $327,060 (-) Land $45,000 Building $282,060 | $327,060 (-) Land $45,000 Building $282,060 |
| 2025 | $4,094.00 Homeowner's exemption | $327,060 Land $45,000 Building $282,060 | $327,060 Land $45,000 Building $282,060 |
| 2023 | $3,681.00 (-13.16%) Homeowner's exemption | $283,370 Land $45,000 Building $238,370 | $283,370 Land $45,000 Building $238,370 |
| 2022 | $4,239.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 151 Elk Cv in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | May 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 151 Elk Cv is high, ranking above 81% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 75% of Texas |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STEPHENVILLE serves 23,110 people · EPA ID TX0720002 |
|---|---|
| Water Source | Purchased surface water from UPPER LEON RIVER MWD |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Electric Cooperative Services Fiber | 1,000 / 1,000 |
| Brightspeed Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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