151 E Valley Rd, Denver, PA 17517 Property Records

Lancaster County property record for 151 E Valley Rd, Denver, PA 17517

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,636 sqft · built 2023
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,300 (May 2023)
Tax Bill	$6,352 (2025)
Deeds & Mortgages	Feb 2022 Construction Loan May 2023 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-89831-0-0000`

Property Details

APN / Parcel Number

Primary APN	`040-89831-0-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,636 sqft Living Area
Gross Area	4,378 sqft
Basement Area	1,157 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Colonial
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	500 sqft
Porch	Slab
Porch Area	85 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Coal
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	151 E VALLEY RD
City	DENVER
State	PA
Zip	17517-9128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HAWK VALLEY ESTATES
Jurisdiction	LANCASTER PA
Township / Civil Division	BRECKNOCK
Census Block Group	5
Census Block	5007
Census Tract	12601

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1280 READING RD, DENVER, PA 17517-8923
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Deed of Trust, Mortgage · Construction Mortgage FARMERS AND MERCHANTS TRUST COMPANY OF C
May 23, 2023	Deed, Construction Loan · Construction Mortgage THE EPHRATA NATIONAL BANK
Oct 2, 2019	Grant Deed, Mortgage · Line of Credit FARMERS & MERCHANTS TR/CHAMBER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2023 · Amount on Record
Deed Sale	May 23, 2023 · Amount on Record
Deed Document Number	20236737112
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	151 E VALLEY RD, DENVER, PA 17517-9128
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006664882
Date	Feb 17, 2022
Instrument	6664882

Lender

Name	FARMERS AND MERCHANTS TRUST COMPANY OF C
Type	Non-Lending Institution
Address	HARRISBURG, PA 17112

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2023: Deed, Construction Loan

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	May 23, 2023
Property Address	151 E VALLEY RD, DENVER, PA 17517-9128
Document Number	0006737112
Map Reference	DOC 6345623
Instrument Date	May 12, 2023
Instrument	6737112
Transaction Type	Construction Loan
Record Updated	Apr 7, 2026
Title Company	KEYSTONE TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$5,478.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1280 READING RD, DENVER, PA 17517-8923

Mortgage

Document Number	0006737113
Date	May 23, 2023
Instrument	6737113

Lender

Name	THE EPHRATA NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	367 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Dec 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	Other
Margin	3
Max Rate	10.5%

October 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	LANCASTER PA
Recording Date	Oct 2, 2019
Property Address	151 E VALLEY RD, DENVER, PA 17517-9128
Instrument Date	Oct 1, 2019
Instrument	6482638
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1737 W MAIN ST EPHRATA PA 175221101, EPHRATA, PA 17522-1101

Mortgage

Document Number	0006482638
Date	Oct 2, 2019
Instrument	6482638

Lender

Name	FARMERS & MERCHANTS TR/CHAMBER
Address	20 S MAIN ST, CHAMBERSBURG, PA 17201-2202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	Brecknock Township
Unified School District	Eastern Lancaster County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,800 (-) Land $71,500 Building $291,300	$362,800 (-) Land $71,500 Building $291,300
2025	$6,352.00 (+1.75%)
2024	$6,243.00	$362,800 Land $71,500 Building $291,300
2018			$362,800 Land $71,500 Building $291,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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