151 E First St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 151 E First St, Ocean Isle Beach, NC 28469

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,080 sqft · built 1969
Lot Size0.116 acres (5,053 sqft)
OwnerIndividual Name on Record
Last Sale$700,000 (Dec 2024)
Tax Bill$2,394 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Apr 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN258AF006

Property Details

APN / Parcel Number

Primary APN258AF006
Alternative APNs
  • 107519510817
  • 80109419
  • 80125753
  • 80162079

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,080 sqft Heated Area
Gross Area1,680 sqft
1st Floor Area120 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1990
Exterior MaterialAluminum/Vinyl
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,053 sqft (0.116 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80162079
Street Address151 E FIRST ST
CityOCEAN ISLE BEACH
StateNC
Zip28469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionL-5 B-7 S-B OIB PL 3/179-179A
Legal SubdivisionOCEAN ISLE BEACH
Legal Block7
Legal Lot Number5
JurisdictionBRUNSWICK NC
Township / Civil DivisionSHALLOTTE
Census Block Group3
Census Block3010
Census Tract20512

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address224 CONNOR RD, STANLEY, NC 28164-9729
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2022Warranty Deed, Transfer · Conventional Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD
Apr 14, 2021Warranty Deed, Transfer · Conventional Mortgage
T2 FINANCIAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 2024 · Amount on Record
Deed SaleDec 6, 2024 · Amount on Record
Prior SaleApr 8, 2022 · Amount on Record
Deed Book / Page5277 / 792
Record UpdatedOct 29, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateApr 8, 2022
Property Address151 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number0048291292
Book / Page4829 / 1292
Map ReferenceMB 3 PG 179-179A
Instrument DateApr 5, 2022
Transaction TypeTransfer
Record UpdatedApr 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,106.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address790 CAL KENNEDY RD, 790, CLEVELAND, NC 27013-9357

Transferred To (Grantee/Buyer)

NameVerified Name
Address3719 SOLEN DR, HARRISBURG, NC 28075-9420

Mortgage

Document Number0048291296
DateApr 8, 2022
Instrument4829/1296
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateApr 14, 2021
Property Address151 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number0045951259
Book / Page4595 / 1259
Map ReferenceMB 3 PG 179&179A
Instrument DateMar 8, 2021
Transaction TypeTransfer
Record UpdatedAug 25, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,040.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 142, SHALLOTTE, NC 28459-0142

Transferred To (Grantee/Buyer)

NameVerified Name
Address790 CAL KENNEDY RD, CLEVELAND, NC 27013-9357

Mortgage

Document Number45951262
DateApr 14, 2021
Instrument4595/1262
Lender
NameT2 FINANCIAL LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOcean Isle Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$663,220 (+3.38%) Land $400,000 Building $263,220$663,220 (+3.38%) Land $400,000 Building $263,220
2025$2,394.00$641,520 (-) Land $400,000 Building $241,520$641,520 (-) Land $400,000 Building $241,520
2023$641,520 Land $400,000 Building $241,520$641,520 Land $400,000 Building $241,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 596 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies658 units insured
incl. 62 condo units
Nearby Flood Claims901 (1979–2022)
Claims Outside the SFHA2 of 901
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Isaias, Aug 2020 · 124 claims
  • Hurricane Matthew, Oct 2016 · 106 claims
  • Hurricane Hugo, Sep 1989 · 264 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OCEAN ISLE BEACH
serves 7,925 people · EPA ID NC0410035
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on E First St

Nearby Streets

Search Property Records by Address or Parcel Number