151 Drum St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 151 Drum St, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1949
Lot Size	0.453 acres (19,733 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Apr 2023)
Tax Bill	$1,201 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3643-17-7579`

Property Details

APN / Parcel Number

Primary APN	`3643-17-7579`
Alternative APNs	`364305177579` `296328` `59863` `31339`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Lot Area	19,733 sqft (0.453 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	296328
Street Address	151 DRUM ST
City	LINCOLNTON
State	NC
Zip	28092-4112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	151 DRUM STREET
Jurisdiction	LINCOLN NC
Township / Civil Division	IRONTON
Census Block Group	3
Census Block	3000
Census Tract	70201

Owner

151 Drum St is owned and occupied by two individuals who bought it in April 2023.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	151 DRUM ST, LINCOLNTON, NC 28092-4112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2023 · Amount on File
Deed Sale	Apr 14, 2023 · Amount on File
Prior Sale	Jul 3, 2001 · Amount on File
Deed Document Number	2023665883
Deed Book / Page	3241 / 581
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 14, 2023
Property Address	151 DRUM ST, LINCOLNTON, NC 28092-4112
Document Number	0003241581
Book / Page	3241 / 581
Instrument Date	Apr 14, 2023
Instrument	665883
Transaction Type	Transfer
Record Updated	Apr 26, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1189 N HILL DR, LINCOLNTON, NC 28092-9655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 DRUM ST, LINCOLNTON, NC 28092-4112

Mortgage

Document Number	0000665884
Date	Apr 14, 2023
Instrument	665884

Lender

Name	LOCAL GOVERNMENT EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Type Change Date	May 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.4%
Index	5-Year TN
Max Rate	11.4%

Tax Assessment & Valuation

The 2026 property tax bill for 151 Drum St was $1,201.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,201.00	$106,237 Land $22,000 Building $84,237	$106,237 Land $22,000 Building $84,237
2023	$1,181.00	$106,237 Land $22,000 Building $84,237	$106,237 Land $22,000 Building $84,237

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 151 Drum St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 151 Drum St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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