151 Dell Cir, Hudson, NC 28638 Property Records

Caldwell County property record for 151 Dell Cir, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,123 sqft · built 2002
Lot Size	0.468 acres (20,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$307,000 (Nov 2018)
Tax Bill	$2,992 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03 58B 1 27`

Property Details

APN / Parcel Number

Primary APN	`03 58B 1 27`
Alternative APN	`164853`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,123 sqft Heated Area
Gross Area	4,941 sqft
1st Floor Area	1,771 sqft
Upper Floors Area	352 sqft
Basement Area	1,771 sqft
Unfinished Basement	1,771 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,400 sqft (0.468 acres)
Lot Dimensions	170 ft deep x 120 ft wide
Garage Type	Finished
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	501 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	164853
Street Address	151 DELL CIR
City	HUDSON
State	NC
Zip	28638-2475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1952 PG 412 YR 2018 ST 614.00
Legal Subdivision	COOK ESTATES II
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2019
Census Tract	30700

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	151 DELL CIR, HUDSON, NC 28638-2475
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jul 21, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPS CU
Nov 2, 2018	Warranty Deed, Transfer · Conventional with PMI STATE EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2018 · Amount on Record
Deed Sale	Nov 2, 2018 · Amount on Record
Prior Sale	Apr 10, 2012 · Amount on Record
Deed Document Number	201810027466
Deed Book / Page	1952 / 412
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	151 DELL CIR, HUDSON, NC 28638-2475
Transaction Type	Mortgage
Record Updated	Jan 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020710273
Date	Nov 15, 2022
Book Page	2071/273
Instrument	10078744

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	151 DELL CIR, HUDSON, NC 28638-2475
Document Number	0010046525
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 DELL CIR HUDSON NC 286382475, HUDSON, NC 28638-2475

Mortgage

Document Number	0010046525
Date	Jul 28, 2020
Book Page	001994/001023
Instrument	10046525

Lender

Name	STATE EMPS CU
Address	LENOIR, NC 28645

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Nov 2, 2018
Property Address	151 DELL CIR, HUDSON, NC 28638-2475
Document Number	0010027466
Book / Page	001952 / 000412
Instrument Date	Nov 2, 2018
Instrument	10027466
Transaction Type	Transfer
Record Updated	Nov 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$614.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	151 DELL CIR HUDSON NC 286382475, HUDSON, NC 28638-2475

Mortgage

Document Number	10027467
Date	Nov 2, 2018
Book Page	001952/000415
Instrument	10027467

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Hudson Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,992.00 (-20.83%)	$482,400 (+0.04%) Land $20,400 Building $462,000
2025	$3,779.00 (+64.95%)	$482,200 (+62.14%) Land $20,400 Building $461,800	$482,400 (+62.21%) Land $20,400 Building $462,000
2023		$297,400 (-) Land $20,400 Building $277,000	$297,400 (-) Land $20,400 Building $277,000
2022	$2,291.00	$297,400 Land $20,400 Building $277,000	$297,400 Land $20,400 Building $277,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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