151 Cypress Ln, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 151 Cypress Ln, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,523 sqft · built 1979
Lot Size0.203 acres (8,843 sqft)
OwnerCompany Name on Record
Last Sale$25,000 (Feb 2005)
Tax Bill$4,144 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN050-311-14

Property Details

APN / Parcel Number

Primary APN050-311-14
Alternative APN
  • 050-311-14-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,523 sqft Living Area
Gross Area1,966 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area8,843 sqft (0.203 acres)
Garage TypeAttached
Garage Area443 sqft
Parking Spaces2 Parking Spaces
Deck Area370 sqft
Patio Area370 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address151 CYPRESS LN
CityWATSONVILLE
StateCA
Zip95076-0709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-9
Legal DescriptionTR 289
Legal SubdivisionCYPRESS KNOLLS
Legal Tract289
Legal Lot Number15
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1001
Census Tract123100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address151 CYPRESS LN, WATSONVILLE, CA 95076-0709
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 15, 2005 · Amount on Record
Deed SaleFeb 15, 2005 · Amount on Record
Deed Document Number200510801
Last Transfer DateMar 10, 2007
Transfer Doc0000016070
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address151 CYPRESS LN, WATSONVILLE, CA 95076-0709
Transaction TypeMortgage
Record UpdatedJun 11, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1053 HIGHLANDS DR, EAGLE POINT, OR 97524-9040

Mortgage

Document Number0000029912
DateMay 27, 2021
Instrument2021-0029912
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$312,666 (+2%) Land $129,445 Building $183,221
2025$4,144.00 (+14.32%) Homeowner's exemption$306,536 (+4.04%) Land $126,907 Building $179,629
2023$3,625.00 (+2.06%) Homeowner's exemption$294,633 Land $121,979 Building $172,654$837,360
2022$3,552.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 68% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100

May also be available: Verizon.

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