151 Cutter Cir, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 151 Cutter Cir, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 2,576 sqft · built 2018
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Jun 2017)
Tax Bill	$3,525 (2025)
Deeds & Mortgages	Feb 2025 Transfer Aug 2019 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`12172232`

Property Details

APN / Parcel Number

Primary APN	`12172232`
Alternative APNs	`R600 013 000 0335 0000` `R603 013 000 0335 0000`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,576 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	12172232
Old Parcel Number	R603 013 000 0335 0000
Street Address	151 CUTTER CIR
City	BLUFFTON
State	SC
Zip	29909-4316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6106
Legal Description	LOT 470 RIVERBEND BLK 107 PB104 P139
Legal Subdivision	RIVERBEND BY SUNCITY
Legal Block	107
Legal Lot Number	470
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1107
Census Tract	2202

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	151 CUTTER CIR, BLUFFTON, SC 29909-4316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2025	Intrafamily Transfer, Transfer
Aug 20, 2019	Deed of Trust, Mortgage · Line of Credit UNIVERSITY LNDG
Jun 19, 2018	Trustee's Deed, Construction Loan · Construction Mortgage GEORGE MASON MTG
Dec 4, 2017	Trustee's Deed, Construction Loan · Construction Mortgage GATEWAY MTG
Jun 27, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Feb 6, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 27, 2017 · Amount on Record
Deed Sale	Jun 27, 2017 · Amount on Record
Prior Sale	Jun 27, 2017 · Amount on Record
Deed Document Number	0000034241
Deed Book / Page	003585 / 002620
Last Transfer Date	Feb 11, 2025
Transfer Doc	0000006160
Record Updated	Jun 8, 2026

February 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Feb 11, 2025
Property Address	151 CUTTER CIR, BLUFFTON, SC 29909-4316
Document Number	0000006160
Book / Page	4404 / 1479
Map Reference	MB 104 PG 139
Instrument Date	Jan 31, 2025
Instrument	2025006160
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 CUTTER CIR, BLUFFTON, SC 29909-4316

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	151 CUTTER CIR, BLUFFTON, SC 29909-4316
Document Number	0000046792
Instrument Date	Aug 20, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 CUTTER CIR BLUFFTON SC 299094316, BLUFFTON, SC 29909-4316

Mortgage

Document Number	0000046792
Date	Aug 29, 2019
Book Page	003790/000702
Instrument	46792

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2049

Interest

Rate Type	Adjustable Rate

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jun 19, 2018
Property Address	151 CUTTER CIR, BLUFFTON, SC 29909-4316
Book / Page	003677 / 001366
Instrument Date	Jun 18, 2018
Instrument	33178
Transaction Type	Construction Loan
Record Updated	Jul 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	151 CUTTER CIR BLUFFTON SC 299094316, BLUFFTON, SC 29909-4316

Mortgage

Document Number	0000033178
Date	Jun 19, 2018
Book Page	003677/001366
Instrument	33178

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BEAUFORT SC
Recording Date	Dec 4, 2017
Property Address	151 CUTTER CIR, BLUFFTON, SC 29909-4316
Book / Page	003626 / 000768
Instrument Date	Dec 1, 2017
Instrument	65354
Transaction Type	Construction Loan
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7070 OLD LANTERN DR SE CALEDONIA MI 493169068, CALEDONIA, MI 49316-9068

Mortgage

Document Number	0000065354
Date	Dec 4, 2017
Book Page	003626/000768
Instrument	65354

Lender

Name	GATEWAY MTG
Type	Mortgage Company
Address	JENKS, OK 74037-3448

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2047

Interest

Rate Type	Adjustable Rate
Rate	6%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jun 27, 2017
Property Address	151 CUTTER CIR, BLUFFTON, SC 29909-4316
Document Number	0000034241
Book / Page	003585 / 002620
Instrument Date	May 25, 2017
Instrument	34241
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$573.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7070 OLD LANTERN DR SE CALEDONIA MI 493169068, CALEDONIA, MI 49316-9068

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Feb 6, 2017
Property Address	151 CUTTER CIR, BLUFFTON, SC 29909-4316
Document Number	0000006228
Book / Page	003550 / 002324
Instrument Date	Jan 30, 2017
Instrument	6228
Transaction Type	Transfer
Record Updated	Feb 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$495.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	175 BOARDWALK DR #C RIDGELAND SC 299367992, C, RIDGELAND, SC 29936-7992

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,525.00 (-0.09%)	$30,150 (-2.53%)
2024	$3,528.00	$30,932 (-) Land $6,320 Building $24,612	$773,300 (-) Land $158,000 Building $615,300
2023	$3,528.00 (-46.98%)	$30,932 (+17.99%) Land $6,320 Building $24,612	$773,300 (+17.99%) Land $158,000 Building $615,300
2022	$6,654.00 Homeowner's exemption	$26,216 Land $6,000 Building $20,216	$655,400 Land $150,000 Building $505,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 985 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	985 in force
Nearby Flood Claims	23 (2009–2022)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Matthew, Oct 2016 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Palmetto Telephone Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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