Heard County property record for 151 Cummings Rd, Franklin, GA 30217
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,300 sqft · built 1989 |
| Lot Size | 5.64 acres (245,678 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $44,900 (Jun 2009) |
| Tax Bill | $1,279 (2025) |
| Deeds & Mortgages | May 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0040-0094 |
| Primary APN | 0040-0094 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,300 sqft Heated Area |
| 1st Floor Area | 1,300 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 245,678 sqft (5.64 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 346 sqft |
| Deck Area | 432 sqft |
| Utility Building | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 3266 |
|---|---|
| Street Address | 151 CUMMINGS RD |
| City | FRANKLIN |
| State | GA |
| Zip | 30217-8111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | HSE/5.64 ACRES/LL 359/3 LD |
| Legal Subdivision | HSE/564 ACRES/LL 359/3 LDDRA |
| Jurisdiction | HEARD GA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 970100 |
Source: Heard County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 151 CUMMINGS RD, FRANKLIN, GA 30217-8111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2009 · Amount on Record |
| Deed Sale | Jun 29, 2009 · Amount on Record |
| Prior Sale | Dec 2, 2008 · Amount on Record |
| Deed Book / Page | 364 / 305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HEARD GA |
| Property Address | 151 CUMMINGS RD, FRANKLIN, GA 30217-8111 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 151 CUMMINGS RD, FRANKLIN, GA 30217-8111 |
| Document Number | 0005180000000278 |
|---|---|
| Date | May 17, 2023 |
| Book Page | 0000000518/0000000278 |
| Name | DELTA COMMUNITY CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2038 |
Source: Heard County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Heard County |
| Unified School District | Heard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,279.00 (+15.64%) | $69,460 (+26.29%) Land $24,173 Building $45,287 | $173,650 (+26.29%) Land $60,433 Building $113,217 |
| 2023 | $1,106.00 Homeowner's exemption | $55,001 Land $13,117 Building $41,884 | $137,503 Land $32,793 Building $104,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 76% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Crossbeam.
5G (outdoors only) and 4G LTE
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