151 Cross St, Methuen, MA 01844 Property Records

Essex County and Methuen City property record for 151 Cross St, Methuen, MA 01844

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,432 sqft · built 2016
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$758,000 (Mar 2022)
Tax Bill	$8,687 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14916`

Property Details

APN / Parcel Number

Primary APN	`14916`
Alternative APN	`METH M:00410 B:00124 L:00010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,432 sqft Living Area
Gross Area	3,960 sqft
Basement Area	1,384 sqft
Unfinished Basement	1,384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	14916
Street Address	151 CROSS ST
City	METHUEN
State	MA
Zip	01844-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	124
Legal Lot Number	10
Jurisdiction	METHUEN MA
Township / Civil Division	METHUEN TOWN
Census Block Group	6
Census Block	6011
Census Tract	252300

Owner

151 Cross St is owned and occupied by an individual who bought it in March 2022.

Source: Essex County and Methuen City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	151 CROSS ST, METHUEN, MA 01844-1105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 3, 2022	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 30, 2020	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC
Jul 19, 2019	Quit Claim Deed, Transfer · Conventional Mortgage RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2022 · Amount on File
Deed Sale	Mar 3, 2022 · Amount on File
Prior Sale	Aug 26, 2016 · Amount on File
Deed Book / Page	17365 / 256
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Property Address	151 CROSS ST, METHUEN, MA 01844-1105
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017876-243
Date	Nov 15, 2023
Book Page	17876/243
Instrument	18987

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2048

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	METHUEN MA
Recording Date	Mar 3, 2022
Property Address	151 CROSS ST, METHUEN, MA 01844-1105
Document Number	017365-256
Book / Page	17365 / 256
Instrument Date	Mar 3, 2022
Instrument	5427
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 CROSS ST, METHUEN, MA 01844-1105

Mortgage

Document Number	0000005428
Date	Mar 3, 2022
Instrument	5428

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Property Address	151 CROSS ST, METHUEN, MA 01844-1105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16575-110
Date	Oct 30, 2020
Book Page	16575/110
Instrument	30028

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	METHUEN MA
Recording Date	Jul 19, 2019
Property Address	151 CROSS ST, METHUEN, MA 01844-1105
Document Number	15923-346
Book / Page	015923 / 000346
Instrument Date	Jun 24, 2019
Instrument	16764
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	151 CROSS ST METHUEN MA 018441105, METHUEN, MA 01844-1105

Mortgage

Document Number	15923-349
Date	Jul 19, 2019
Book Page	015923/000349
Instrument	16765

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 151 Cross St was $8,687, up 2.9% from the year before.

Source: Essex County and Methuen City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Methuen City
Unified School District	Methuen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,687.00 (+2.89%)	$835,300 (+4.67%) Land $300,200 Building $535,100	$842,899 (+27.54%)
2025	$8,443.00 (+1.71%)	$798,000 (+4.4%) Land $300,200 Building $497,800	$660,915
2024	$8,301.00 (+4.77%)	$764,400 (+12.88%) Land $262,900 Building $501,500
2023	$7,923.00	$677,200 Land $231,600 Building $445,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 151 Cross St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 individual policies
Nearby Flood Policies	187 units insured incl. 164 condo units
Nearby Flood Claims	3 (1981–2006)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 151 Cross St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METHUEN WATER DEPT serves 53,059 people · EPA ID MA3181000
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross St

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