151 Co Rd 4918, Troup, TX 75789 Property Records

Cherokee County property record for 151 Co Rd 4918, Troup, TX 75789

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,370 sqft · built 2017
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$271,320 (Sep 2021)
Tax Bill	$4,515 (2026)
Deeds & Mortgages	Apr 2018 Mortgage Nov 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000831-13150-0009B00`

Property Details

APN / Parcel Number

Primary APN	`000831-13150-0009B00`
Alternative APN	`127380`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,370 sqft Living Area
Gross Area	4,930 sqft
1st Floor Area	1,370 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Roof Type	Gable
Lot Area	130,680 sqft (3 acres)
Porch	Porch
Porch Area	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	000831-13150-0009B00
Street Address	151 COUNTY ROAD 4918
City	TROUP
State	TX
Zip	75789-7726
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A 831 BLK 1315 TR 9B J THOMAS I03
Legal Subdivision	JOSIA THOMAS SURVEY ABSTRACT 831
Legal Tract	9B
Legal Block	1315
Jurisdiction	CHEROKEE TX
Township / Civil Division	MOUNT SELMAN
Census Block Group	1
Census Block	1049
Census Tract	950201

Owner

151 Co Rd 4918, a rural home, is owned and occupied by two individuals who bought it in September 2021.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	151 COUNTY ROAD 4918, TROUP, TX 75789-7726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Nov 2, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALTRA FCU
Sep 30, 2021	Vendor's Lien, Transfer GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2021 · Amount on File
Deed Sale	Sep 30, 2021 · Amount on File
Prior Sale	Mar 8, 2017
Deed Document Number	2021704833
Deed Book / Page	2647 / 572
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE TX
Property Address	151 COUNTY ROAD 4918, TROUP, TX 75789-7726
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002427/559
Date	Apr 10, 2018
Book Page	2427/559
Instrument	00670256

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE TX
Property Address	151 COUNTY ROAD 4918, TROUP, TX 75789-7726
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002730/678
Date	Nov 2, 2022
Book Page	2730/678
Instrument	718400

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Oct 27, 2037

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CHEROKEE TX
Recording Date	Sep 30, 2021
Property Address	151 COUNTY ROAD 4918, TROUP, TX 75789-7726
Document Number	002647/572
Book / Page	2647 / 572
Instrument Date	Sep 14, 2021
Instrument	704833
Transaction Type	Transfer
Record Updated	Jan 4, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 COUNTY ROAD 4918, TROUP, TX 75789-7726
Investor	Possibly a Property Investor

Mortgage

Document Number	0000704834
Date	Sep 30, 2021
Instrument	704834

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Mortgage

Document Number	002647/575
Date	Sep 30, 2021
Book Page	2647/575
Instrument	704834

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 151 Co Rd 4918 was $4,515 with a homeowner's exemption, up 165.3% from the year before.

Source: Cherokee County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cherokee County
Unified School District	Troup Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,515.00 (+165.28%) Homeowner's exemption	$341,400 (-1.96%) Land $64,610 Building $276,790	$341,400 (-1.96%) Land $64,610 Building $276,790
2025	$1,702.00 Homeowner's exemption	$348,240 Land $67,550 Building $280,690	$348,240 Land $67,550 Building $280,690
2023		$327,070 Land $53,370 Building $273,700	$327,070 Land $53,370 Building $273,700
2022	$2,020.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 151 Co Rd 4918 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 151 Co Rd 4918 is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH CHEROKEE WSC serves 6,951 people · EPA ID TX0370018
Water Source	Purchased surface water from CITY OF JACKSONVILLE
Last State Inspection	Apr 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CCECA Broadband Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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