Clay County property record for 151 Co Rd 34, Georgetown, MN 56546
| Property Type | Single Family Home |
|---|---|
| Details | built 1975 |
| Lot Size | 1.79 acres (77,972 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,016 (2026) |
| Deeds & Mortgages | Jul 2023 Mortgage Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 54.900.0042 |
| Primary APN | 54.900.0042 |
|---|
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 77,972 sqft (1.79 acres) |
| Street Address | 151 COUNTY ROAD 34 |
|---|---|
| City | GEORGETOWN |
| State | MN |
| Zip | 56546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W'LY PT OF OUTLOT G-29 TO GEORGETOWN BEG SW COR G-29; E199' NE'LY 360.78', W TO NW OR G-29 & S TO POB SUBDIVISIONNAME AUDITOR |
| Legal Subdivision | AUDITORS OUTLOTS TO GEORGETOWN |
| Legal Lot Number | G29 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1150 |
| Census Tract | 30107 |
Source: Clay County records · APN 54.900.0042
Assessment roll updated August 12, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 151 COUNTY ROAD 34, GEORGETOWN, MN 56546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 05, 2023 | Deed of Trust, Mortgage HUD |
| Apr 21, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD |
| Jan 17, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jan 17, 2019 | Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 24, 2013 |
| Deed Sale | Sep 24, 2013 |
| Deed Document Number | 2013727054 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 151 COUNTY ROAD 34, GEORGETOWN, MN 56546 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000838876 |
|---|---|
| Date | Jul 05, 2023 |
| Instrument | 838876 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 480 Months |
| Due | Jun 01, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 151 COUNTY ROAD 34, GEORGETOWN, MN 56546 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000827716 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 827716 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 151 COUNTY ROAD 34, GEORGETOWN, MN 56546 |
| Document Number | 0000787430 |
| Instrument Date | Jan 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 151 COUNTY ROAD 34 GEORGETOWN MN 56546, GEORGETOWN, MN 56546 |
| Document Number | 0000787430 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | 787430 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 151 COUNTY ROAD 34, GEORGETOWN, MN 56546 |
| Document Number | 0000787429 |
| Instrument Date | Jan 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 151 COUNTY ROAD 34 GEORGETOWN MN 56546, GEORGETOWN, MN 56546 |
| Document Number | 0000787429 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | 787429 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
Source: Clay County records · Assessment roll updated August 12, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Georgetown City |
| Unified School District | Moorhead Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,016.00 (+20.74%) | ||
| 2025 | $230,100 (+15.28%) Land $49,000 Building $181,100 | $230,100 (+15.28%) Land $49,000 Building $181,100 | |
| 2023 | $2,498.00 | $199,600 Land $49,000 Building $150,600 | $199,600 Land $49,000 Building $150,600 |
Source: FEMA National Flood Hazard Layer as of October 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 16 (1997–2011) |
| Claims Outside the SFHA | 4 of 16 |
| Most Recent Claim | Apr 2011 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| X-Tech Fixed Wireless | 500 / 500 |
| Midcontinent Communications Fixed Wireless | 100 / 20 |
| Lumen Technologies DSL | 60 / 5 |
Based on FCC filings for 52 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Georgetown serves 76 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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